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Mag.Meng on Twitter: "维也纳一个不抽烟,没有车的三口之家2018年一个月花费为:
在家做饭 700欧
交通120欧
电费 100欧
网络 30欧
手机 40欧
健身57欧
周末旅游300欧(每月1-2次)
下馆子 250欧
看电影50欧(每月1-2次)
买衣服 100欧
孩子幼儿园200欧(托管费+伙食费)
两室一厅的房子1200欧
共计3147欧"
numbers  family  money  vienna  europe  life 
29 days ago by aries1988
农村人的生老病死
年前新京报书评周刊的编辑就问我,是否愿意写一篇过年回乡观感,我说行。初六凌晨写完,第二天编辑说,领导觉得调子太灰暗,不适合在春节发出来。呵呵,过你个欢乐祥和年。 - - - - - - - 回老家得知,春节...
countryside  china  marriage  money 
november 2018 by aries1988
让我们跟着范冰冰重温检讨之道|大象公会
从检讨的基本要素、格式以及基本用意来说,范冰冰的这篇检讨相当合格,尤其是承诺日后表现这一部分,及时强调争做富有文化内涵的好公司,为全社会传播正能量,充分显示她没有辜负一番治病救人的苦心。

是的,检讨是一种语文课不会教,但又曾是每个中国人都有可能用到的应用文体。因为时代的原因,一度淡出普通中国人的日常生活,以至于语文老师都不知道什么是合格的检讨。

但是,范冰冰这封语法欠通的致歉信,让我们欣喜地看到,检讨这种有过灿烂华章、曾让无数人一吟双泪流的文本,早已深植于中国人的血液,是我们不断的文脉。
2018  money  actor  tradition 
october 2018 by aries1988
A Hongkong, un film montre le vrai visage des domestiques
Le choix est cruel, et part du principe que l’argent envoyé vaut mieux que la présence maternelle. Les enfants restés aux Philippines partagent rarement cet avis.
helper  philippine  money  documentary  life  hongkong 
september 2018 by aries1988
The Western Elite from a Chinese Perspective - American Affairs Journal
T he Evangelical Christians I have met in the United States often talk about how reading the Bible changed their lives. They talk about being born again. I am…
west  education  money  success  business  chinese 
august 2018 by aries1988
What if the Government Gave Everyone a Paycheck? - The New York Times
A world inhabited only by robots, their billionaire owners and a large and increasingly restive population is the plotline for countless dystopian fantasies, but it’s a reality that appears to be drawing closer. If we continue on the path we’re on, we will need to make fundamental choices about how to support human livelihoods and ensure equal participation in our economy and society. Most basically, we will have to confront the realities of vastly unequal economic and political power. Even if we manage to enact a U.B.I., it will not be nearly enough.
poverty  ai  future  money  wealth  state 
july 2018 by aries1988
Naval on Twitter
“How to Get Rich (without getting lucky):”
success  wealth  howto  advice  tips  business  career  money 
june 2018 by aries1988
Can Wine Transform China’s Countryside?
the wines produced are mostly Cabernet Sauvignons, Cabernet blends, and Chardonnays.
wine  china  story  success  gansu  region  desert  money  today 
march 2018 by aries1988
Beyond the Bitcoin Bubble - The New York Times

The real promise of these new technologies, many of their evangelists believe, lies not in displacing our currencies but in replacing much of what we now think of as the internet, while at the same time returning the online world to a more decentralized and egalitarian system. If you believe the evangelists, the blockchain is the future. But it is also a way of getting back to the internet’s roots.

herein lies the cognitive dissonance that confronts anyone trying to make sense of the blockchain: the potential power of this would-be revolution is being actively undercut by the crowd it is attracting, a veritable goon squad of charlatans, false prophets and mercenaries. Not for the first time, technologists pursuing a vision of an open and decentralized network have found themselves surrounded by a wave of opportunists looking to make an overnight fortune. The question is whether, after the bubble has burst, the very real promise of the blockchain can endure.

The first layer — call it InternetOne — was founded on open protocols, which in turn were defined and maintained by academic researchers and international-standards bodies, owned by no one. In fact, that original openness continues to be all around us, in ways we probably don’t appreciate enough. Email is still based on the open protocols POP, SMTP and IMAP; websites are still served up using the open protocol HTTP; bits are still circulated via the original open protocols of the internet, TCP/IP. You don’t need to understand anything about how these software conventions work on a technical level to enjoy their benefits. The key characteristic they all share is that anyone can use them, free of charge. You don’t need to pay a licensing fee to some corporation that owns HTTP if you want to put up a web page; you don’t have to sell a part of your identity to advertisers if you want to send an email using SMTP. Along with Wikipedia, the open protocols of the internet constitute the most impressive example of commons-based production in human history.
internet  future  history  money  bitcoin 
february 2018 by aries1988
梁文道:只准賣馬槽,不准過聖誕

一邊替全世界各種宗教生產他們最需要的東西,另一邊嚴格管控它們的流行;在我看來,想要瞭解今日中國社會境況,恐怕很難找到比這個看起來十分諷刺的矛盾更加鮮明的案例。「開放」的意思大概就是這個樣子:只要和錢相關,一切都好說;可是只要碰到意識形態,那就寸步難行。

卻照樣找得到安身立命之道。今天的問題是宗教也好,非宗教的精神傳統也好,所有能夠照顧終極關懷的精神資源,在中國似乎都沒有一片自由自在的立足之地。
trade  tradition  china  religion  spiritual  society  control  government  world  chinese  today  money 
december 2017 by aries1988
#49: 访谈「也谈钱」: 你的钱是可以给你赚钱的 – Checked
【Checked #49: 访谈「也谈钱」: 你的钱是可以给你赚钱的】
podcast  moi  money  finance  self  howto  tips  interview  49 
december 2017 by aries1988
Lendix Academy - Episode 12 : Une petite histoire de l'épargne - Lendix
parmi ceux qui épargnent, 40% disposent de moins de l’équivalent de trois mois de salaire, coussin de sécurité financière minimale selon les spécialistes. « Ces faibles épargnants peuvent ne pas être pauvres, mais ils sont financièrement fragiles. Ils peuvent ne pas être en mesure de gérer les dépenses inattendues »

L’épargne est la partie du revenu d’une personne ou d’un foyer (👩‍👩‍👧‍👦 , 👬) qui n’est pas dépensée et qui est mise de côté. Cet argent mis de côté sert pour différents usages :
L’épargne de précaution : elle est une sécurité en cas de dépenses imprévues (réparation voiture) ou de moments critiques (maladie, perte d’emploi, etc.).
L’épargne de projet

Donc concrètement dans le prêt aux PME, les particuliers peuvent prêter jusqu’à 2 000 € par projet sans limite au nombre de projets et choisissent eux-mêmes les PME auxquelles ils souhaitent prêter. Les rendements annuels sont de 2,5 à 9.9% mais impliquent un risque de perte en capital.
finance  self  explained  money  français 
november 2017 by aries1988
Diabète : enquête sur un marché très rentable

Conséquence de l’épidémie d’obésité, 425 millions d’adultes sont diabétiques. Problème de santé publique, cette maladie est un enjeu économique majeur pour les Etats… et les laboratoires.

Cette maladie chronique se caractérise par un taux élevé de sucre dans le sang. Elle apparaît lorsque le pancréas ne fabrique plus d’insuline (« type 1 ») ou que l’organisme répond moins bien au signal envoyé par cette hormone (« type 2 »). Le diabète « de type 2 » a pour origine un mode de vie inadapté (manque d’exercice physique, alimentation trop riche) : il est évitable et serait même réversible. Bien plus rare, le diabète dit « de type 1 » apparaît souvent dès l’enfance et ne peut être soigné. Il est causé par une destruction des cellules du pancréas spécialisées dans la production d’insuline, les cellules bêta.

en 2030, près d’un adulte sur deux devrait être obèse aux Etats-Unis, près de 40 % au Mexique, 35 % au Royaume-Uni et 20 % en France.

maximum recommandé par l’Organisation mondiale de la santé (25 grammes de sucre ajouté par jour, soit bien moins que les 35 g que contient une canette de Coca-Cola).
health  diabet  medicament  pharma  industry  money 
november 2017 by aries1988
Emprunts : mensualités, intérêt, taux, TEG, risque de taux - Images des mathématiques - CNRS
Ou comment impressionner son banquier

Comprenons le principe d’un tel prêt. Chaque mois vous versez une mensualité constante que l’on va chercher à déterminer, on la considère pour le moment comme une inconnue. Cette mensualité sert d’abord à vous « mettre à jour » avec la banque en lui versant la rétribution due ce mois-là pour la somme que vous restiez lui devoir depuis le mois précédent. Une fois « quitte » avec la rétribution de la banque, le reste de la mensualité sert à rembourser une partie du capital prêté (qui diminue ainsi progressivement, on parle de prêt à amortissement progressif). Tout cela est calculé pour que vous ayez remboursé la totalité à la mensualité N.

On est parfois surpris de constater, en recevant son « tableau d’amortissement », que l’on rembourse au début beaucoup d’intérêt et peu de principal. Vu le principe de ces prêts, c’est normal, puisque chaque mois, on paye l’intérêt sur la somme que l’on devait encore le mois précédent, très forte au début et faible à la fin.

Ceci explique sans doute que les prêts sur des durées supérieures à 20 ans, jusqu’à 30, ne soient vraiment apparus que ces 10 dernières années, avec la chute des taux de prêt.

Cette information doit être utilisée avec précaution et ne permet pas de comparer deux prêts s’ils ont des durées différentes. En effet cette information dit certes combien on va donner à la banque, mais pas à quel moment ! Or un banquier sait bien (c’est son cœur de métier) qu’à cause de l’inflation et des placements sûrs, une même somme en euros n’a pas vraiment la même valeur selon la date à laquelle on la reçoit.

les intérêts sont versés chaque année et portent à leur tour intérêt : ce sont les fameux intérêts composés

Donc attention, la donnée qui traduit vraiment l’effort de la banque, c’est le taux d’intérêt. C’est pour cela que c’est ce que l’on négocie âprement avec son banquier, ou que les informations données dans les sites Internet sur les prêts sont exprimées en taux.

Savez-vous que lorsqu’un commerçant vous propose un crédit gratuit supérieur à 3 mois, ceux qui payent comptant doivent se voir proposer un escompte ?

Comment comparer ces deux prêts de durée différente ? En calculant un taux d’intérêt assurance comprise, bien sûr.

Comment faire ? Pour chaque prêt vous calculez la mensualité à l’aide de 2, puis vous ajoutez le montant de l’assurance, et vous calculez comme on l’a vu plus haut le taux correspondant au total prêt + assurance.
learn  maths  home  finance  money  budget  immobilier  explained  law  moi 
september 2017 by aries1988
If your pay is not yours to keep, then neither is the tax – Philip Goff | Aeon Essays

Here’s where we’re up to: to make sense of the idea that taxation is (moral) theft, we have to make sense of the idea that each person has a moral claim on the entirety of her gross income, and this can be made sense of only if property rights are natural rather than mere human constructions. We need, therefore, to defend a theory of natural property rights.

In theory, Right-wing libertarianism does entail that people have a moral claim on their pre-tax income, and hence that taxation is theft, but only in hypothetical societies where there is zero or minimal state interference in the economy. In states in which the government intervenes in the economy through taxation – ie, in almost every developed state – market transactions are tainted and so are morally void. The Right-wing libertarian is perfectly entitled to campaign for the day when her minimal-government Utopia is brought about, but until that day she cannot consistently argue that she has a right to her pre-tax income, and hence cannot consistently complain that the government is taking what is hers by right.

Still, the vast majority happily vote for low taxes, rejoicing that they get to keep their morsel while in reality all they’ve done is protect the spoils of a tiny minority at the top. The result is our failure to create what we really need: a tax system that – as part of the wider economy – creates a just society.
tax  ethic  question  debate  economy  money  work  politics  philosophy  liberalism 
september 2017 by aries1988
What the Rich Won’t Tell You - The New York Times

We often imagine that the wealthy are unconflicted about their advantages and in fact eager to display them. Since the economist Thorstein Veblen coined the term conspicuous consumption more than a century ago, the rich have typically been represented as competing for status by showing off their wealth.

Yet we believe that wealthy people seek visibility because those we see are, by definition, visible. In contrast, the people I spoke with expressed a deep ambivalence about identifying as affluent. Rather than brag about their money or show it off, they kept quiet about their advantages. They described themselves as normal people who worked hard and spent prudently, distancing themselves from common stereotypes of the wealthy as ostentatious, selfish, snobby and entitled. Ultimately, their accounts illuminate a moral stigma of privilege.

American culture has long been marked by questions about the moral caliber of wealthy people. Capitalist entrepreneurs are often celebrated, but they are also represented as greedy and ruthless. Inheritors of fortunes, especially women, are portrayed as glamorous, but also as self-indulgent.
rich  usa  mentality  society  book  money  inequality 
september 2017 by aries1988
En Chine, le mobile liquide les espèces

La facilité d’utilisation de ces applications tranche avec l’inefficacité de la bureaucratie chinoise et de son secteur bancaire. Certains supposent d’ailleurs que les autorités ont volontairement laissé le champ libre à ces nouveaux acteurs pour secouer l’industrie bancaire dominée par les entreprises d’Etat sclérosées.

Un système « basse technologie » adapté à la Chine, pays encore en développement, où beaucoup de transactions ne dépassent pas quelques yuans (1 yuan = 0,12 euro). Des montants insuffisants pour convaincre un vendeur de fruits et légumes de s’équiper d’un terminal NFC, la technologie utilisée par Apple Pay, qui ne s’impose pas en Chine.

N’importe quelle entreprise qui veut réaliser quelque chose aujourd’hui doit être soutenue par l’un ou l’autre : ils contrôlent les applications de vélos partagés, la livraison de repas, les achats en ligne, mais aussi des services de vidéo, de musique, de billetterie, de prises de rendez-vous chez le médecin… Pour l’instant, le gouvernement leur fait confiance, mais ils ne sont pas l’abri d’accusation de pratiques monopolistiques.
china  2017  money  bank  habit  lifestyle 
september 2017 by aries1988
The race to build the world’s first sex robot
something as lifelike as possible – it’s his brand’s USP (unique selling point).

Matt McMullen says he’s helping the socially isolated, but once it becomes possible for a man to own a companion whose sole reason for existing is to give him pleasure, without the inconvenience of its own ambitions and needs, menstrual cycles and jealous passions, bathroom habits and in-laws, he may turn away from human relationships altogether.
reportage  robot  manufacturing  captor  industry  emotion  human  love  sex  money 
may 2017 by aries1988
Money and our minds: can neuroscience stop counterfeiting?

In my final presentation to the bank, I put forward evidence that the watermark on a euro should be a face instead of a building. Why? Because the human brain is massively specialised for faces, but has little neural real estate devoted to edifices. As forged watermarks are generally hand-drawn, it would be much easier to spot an imperfect face than an imperfect building.

Unfortunately, the bank faced an implementation challenge. How could they get all the different countries to agree on one person’s face? What nationality could they choose? They finally selected the mythological princess Europa, and the new €50 note with her face rolls out in April.

I then recommended all euro banknotes should be the same size, the way American bills are. That at least would get people to look at them a bit longer to see what they’re dealing with. Unfortunately, the council replied, this would require re-tooling all European vending machines. Too much work. What was my next recommendation?
money  science  design  crime  euro 
march 2017 by aries1988
Industrial Revolution Comparisons Aren't Comforting

The early to mid-19th century saw the rise of socialist ideologies, largely as a response to economic disruptions. Whatever mistakes Karl Marx made, he was a keen observer of the Industrial Revolution, and there is a reason he became so influential. He failed to see the long-run ability of capitalism to raise living standards significantly, but he understood and vividly described the transition costs and the economic volatility.

along the way the intellectual currents of the 19th century produced a lot of overreaction in other, more destructive directions. The ideas of Marx fed into the movements behind the Soviet Union, Communist China and the Khmer Rouge. Arguably, fascist doctrine also was in part a response to the disruptions of industrialization in the 19th and early 20th centuries.

an estimated 38 percent of the EU budget will be going to farm subsidies. Farms as a share of total employment are quite small (about 2 percent), but farmers as an interest group have not gone away, even hundreds of years after agricultural employment started to decline.
opinion  automation  revolution  industry  future  crisis  job  workforce  comparison  history  money  agriculture  economy 
february 2017 by aries1988
L’entre-soi social confirmé par le big data

Un de ses confrères, Loïc Wacquant, professeur à l’université de Californie, est moins enthousiaste : « Cet article retrouve des ­résultats élémentaires des études de stratification : le capital (économique et culturel) va au capital. Il ne faut pas se laisser aspirer par ­l’effet de mode du big data. Ce n’est pas parce qu’on établit des corrélations statistiques sur des millions d’individus qu’on a découvert quelque chose. »
bigdata  society  money  class  numbers  mexico  research  infographics 
january 2017 by aries1988
专访《塑料王国》导演王久良:消费主义社会的垃圾问题无解
王久良:这个项目的最重要结论之一,就是揭示所谓“国际贸易”的虚伪性。
documentary  china  environment  plastic  crisis  money 
january 2017 by aries1988
2016年已经起飞的5只黑天鹅,都在罗振宇这份跨年演讲全文里

要知道中国近一半的上市公司,他们一年的利润还不够买北上广深的一套学区房呢。但是把他们的股票只要卖掉百分之一,就可以卖好几套啊,那你说哪个泡沫大?这个时候,投资人阎焱又出来说了一句话,说楼市股市那叫什么泡沫?现在创业公司的估值泡沫才叫大。所以哪个泡沫大?又是说不清楚。

过去的创业者争的是什么?市场份额。我们假设市场有多大,然后穷尽我们的所能,在里面找我们的用户。现在现在不是了,用户没有了,就这么些了,你要争的是下一个份额,叫钱包份额。一个人来了,按住,放血,在他的兜里掏出更多的钱,占住他钱包更大比例的份额,这是是我们下一代商人的思维模式。

看着这几年的数据,中国人平均每周上网的时间26.5小时

2016年年初中国一共拥有电影屏幕大概是3万块,到今年年底大概是4万块,这个成长非常的快,30%几。但是结果呢?中国电影的总票房2015年440亿,2016年将近450亿,几乎原地踏步。

经济越不好,娱乐业应该越好啊。

用户不会再为柴米油盐酱醋茶的茶而付钱,用户会为琴棋书画诗酒茶的茶而付钱。

现在的人是肯为一块点心里面装进去的一支花瓣而付钱,他们会为了企业创始人的一念坚持而付钱,他们肯为一张漂亮的招贴画,因为感动了他而付钱。他们会为奖励自己一下,而不是向别人炫耀一下而付钱,他们会为了故事而付钱,他们会为了细节而付钱,他们会为了说辞而付钱,他们会为了想象而付钱,他们会为一切让自己生命的一个瞬间突然能够变得美好一点的东西而付钱。

穷奢极欲到极点,我发现我最感兴趣的还是那些我不知道我不知道的不知道的东西。

2017年有一个大机会,去做家政。你应该到211大学里面的毕业生当中去挑选保姆,去向最好的英国管家或者菲佣去学习他们的保姆技术,你给出高工资,给出许诺,干两年之后,要么转岗当培训师,要么我退你一笔青春损失费,你改行。更好的分工,更好的专业分工里面诞生的更优质的服务者,中国经济正在呼唤这群人。

我们在说,互联网上每一个普通人被赋能,成为一个君王,他应该拥有自己的朝廷。

有人说人工智能就是中国那个最伟大的虚拟人物。中国最伟大的虚拟人物是谁?每个妈妈都说过那个人,加人家的孩子。它是一个勤奋的难以想象的又听话的完美的笨小孩。你在学习的时候,人家在学习,你在游戏的时候人家在学习,你休息的时候人家还在学习。

后真相时代,原来越来越不关心时代,而只关心立场和态度。我们来举一个例子,我们来看看2016年发生的那些激烈的争吵,在这些争吵后面,你会发现有一个道理,大仲马,法国的文学家,早就讲过,所谓的历史,所谓的事实,不过是挂小说的一颗钉子。

2016年正在起飞的五只黑天鹅,分别是时间战场、服务升级、智能革命、认知税和共同体危机。
2016  idea  money  entrepreneurial  china  chinese  service  internet  future 
january 2017 by aries1988
Why a Paris corner shop taught FT writer the most about France
There are few better places for a Sunday brunch than Sanukiya, a small udon bar close to the Opéra. This Japanese eatery offers fabulous soups and tempura, and ice-cold Japanese beer on tap

€1m A one-bedroom apartment in the 1st arrondissement, a short walk from the Tuileries Garden

€2.5m A four-bedroom apartment in a Haussmannian building in the 7th arrondissement, close to Les Invalides

€5m A 218 sq metre apartment in the elegant 16th arrondissement, with views of the Eiffel Tower
paris  story  money  buy  appart  restaurant  idea  japanese  food  sunday  travel 
november 2016 by aries1988
The Economics of Dining as a Couple
It is, to be sure, an advanced technique, which requires a fairly intimate knowledge of your partner, and a certain generosity of spirit.
tips  howto  life  economy  restaurant  couple  moi  money  share 
october 2016 by aries1988
Why Drivers in China Intentionally Kill the Pedestrians They Hit

In China the compensation for killing a victim in a traffic accident is relatively small—amounts typically range from $30,000 to $50,000—and once payment is made, the matter is over. By contrast, paying for lifetime care for a disabled survivor can run into the millions

These drivers are willing to kill not only because it is cheaper, but also because they expect to escape murder charges. In the days before video cameras became widespread, it was rare to have evidence that a driver hit the victim twice. Even in today’s age of cellphone cameras, drivers seem confident that they can either bribe local officials or hire a lawyer to evade murder charges.
reportage  china  today  driving  killing  life  society  money  security  crime  law 
august 2016 by aries1988
Inside America’s Infrastructure Problem
From the crumbling bridges of California to the overflowing sewage drains of Houston and the rusting railroad tracks in the Northeast Corridor, decaying infrastructure is all around us, and the consequences are so familiar that we barely notice them—like urban traffic congestion, slow-moving trains, and flights that are often disrupted, thanks to an outdated air-traffic-control system.

there are political reasons that maintenance gets scanted. It’s handled mainly by state and local communities, which, because many of them can’t run fiscal deficits, operate under budgetary pressures. Term limits mean that a politician who cuts maintenance spending may not be around when things go wrong. There’s also what Erie calls the edifice complex: what politician doesn’t like opening something new and having a nice press op at the ribbon-cutting? But no one ever writes articles saying, Region’s highways are still about as good as they were last year.

infrastructure policy has become a matter of lurching from crisis to crisis, solving problems after the fact rather than preventing them from happening.
usa  infrastructure  today  opinion  politics  government  money  explained  transport  instapaper_favs 
may 2016 by aries1988
The Comfort Principle: Spend Money Where You Spend Your Time
Say the typical mediocre Office Depot chair costs $100, and a really good chair—a spine-conforming, back-supporting, muscle-relaxing specimen—costs $800. If you spread your $700 over the course of 2600 hours, that comes out to about 25 cents an hour. Would you pay a quarter an hour to be comfortable? My guess is yes. The numbers look even better when you realize you won't switch chairs every year. Even at five years—which is short for a quality chair—you're down to 5 cents per hour.
howto  buy  guide  money  choice  instapaper_favs 
may 2016 by aries1988
To Catch a Scammer in Madrid
Desperate attempts to track down an Internet swindler in person.
story  italia  espagna  money 
january 2016 by aries1988
The mystery of China’s missing brides - FT.com
“According to Chen Wuqing, a specialist in gender studies at the Chinese Academy of Social Sciences in Beijing, men like Li are “just the tip of the wave”. Currently, he says, the ratio of marriage-age men to women nationwide shows no real extremes; 105 men per 100 women is actually remarkably close to the world average. Even the ratio of men to women in the 20-24 age bracket was 109 nationwide in 2013, which is not excessive. But the statistics for younger children are truly disturbing: between 117-118 males per 100 females for all age categories under 14.”

““Living here, I see that the husbands do almost everything,” she said. “They have to work and the women at home just play mahjong. In Vietnam women aren’t supposed to spend all day playing cards.”
story  vietnam  chinese  money  family  youth  rural  marriage 
december 2015 by aries1988
The Case for Bad Coffee

Bad coffee is the stuff you make a full pot of on the weekends just in case some friends stop by. It’s what you sip when you’re alone at the mechanic’s shop getting your oil change, thinking about where your life has taken you; what you nurse as you wait for a loved one to get through a tough surgery. It’s the Sanka you share with an elderly great aunt while listening to her tell stories you’ve heard a thousand times before. Bad coffee is there for you. It is bottomless. It is perfect.

When I spent a semester in Italy during my senior year in college, I made sure to follow local customs—to never order a cappuccino after 10 a.m., to stand with confidence at the local cafe counter as I downed my umpteenth espresso of the day, perfectly paired with a rum-soaked baba or, in most cases, a cigarette.

Lately, I've been reacting to fancy coffee the same way a child reacts to an accidental sip of red wine mistaken for grape juice.

Cheap coffee is one of America's most unsung comfort foods. It's as warming and familiar as a homemade lasagna or a 6-hour stew. It tastes of midnight diners and Tom Waits songs; ice cream and cigarettes with a dash of Swiss Miss. It makes me remember the best cup of coffee I ever had. Even though there was never just one best cup: there were hundreds.

High-end coffee doesn't usually lend itself to such moments. Instead, it's something to be fussed over and praised; you talk more about its origin and its roaster, its flavor notes and its brewing method than you talk to the person you're enjoying it with. Bad coffee is the stuff you make a full pot of on the weekends just in case some friends stop by. It's what you sip when you're alone at the mechanic's shop getting your oil change, thinking about where your life has taken you; what you nurse as you wait for a loved one to get through a tough surgery. It's the Sanka you share with an elderly great aunt while listening to her tell stories you've heard a thousand times before. Bad coffee is there for you. It is bottomless. It is perfect.
coffee  story  life  money  buy  bonding 
november 2015 by aries1988
The sea women of Jeju
From more than 14,000 in the 1970s, the number of haenyeo has dwindled to fewer than 4,500 today.

The vast majority are aged over 50, with the oldest in their nineties. But, despite their age, they continue to perform feats beyond most women in their twenties — diving to depths of up to 20m, holding their breath for as long as two minutes at a time.

“If I weren’t diving, I’d just be growing potatoes,” she says. “I dived right through pregnancy, up to the ninth month.” This was normal practice, according to historians of Jeju, who record cases of haenyeo giving birth on boats during a day’s diving, and even strapping their young children to the mast while they worked.

Their financial independence is remarkable in a country where elderly poverty is a huge problem. Forty-nine per cent of South Koreans over 65 live on less than half the median income — the highest proportion in the international Organisation for Economic Cooperation and Development (OECD), a group of advanced economies. That has contributed to a nearly fivefold increase in the elderly suicide rate since 1990 to a level that is by far the highest of any developed country.
korea  asia  comparison  oecd  work  ocean  food  money  youth  aging  tradition  village  female  elders 
september 2015 by aries1988
Brand Maria Sharapova - FT.com
Apart from a brief chat in the dressing room and the handshake after the match, tennis requires little contact between players.

Why the discrepancy? The obvious answer is that she is a very attractive girl, that she is marketable and has done a lot of winning, replies Eisenbud. The real answer, however, is that she is very savvy, she is a very smart businesswoman — and she understands return on investment. She understands that if Porsche or Evian are paying her a lot of money, the only way that money will keep on flowing is if she helps them with their goals and objectives.
interview  sports  female  money 
may 2015 by aries1988
L’inquiétant surendettement des étudiants américains
« Comme l’absence de Sécurité sociale, de congé maternité ou de régime de retraite, les études chères font partie de la culture américaine », estime, fataliste, Lesly Michals, dont deux des trois enfants seront étudiants à la rentrée prochaine. Installée en Californie, cette mère au foyer en instance de divorce s’est mise d’accord avec son ex-mari pour « faire des sacrifices ».
usa  university  money 
may 2015 by aries1988
L’éducation dans les méandres du capitalisme financier
Les universités françaises, fidèles à leur mission de service public, demeurent réticentes à l’idée de sélectionner les étudiants à l’entrée alors même que leurs moyens sont limités.

Améliorer le modèle économique des universités et des grandes écoles françaises sans marchandiser l’éducation et sans surendetter les étudiants, telle est l’équation complexe que la France est d’ores et déjà amenée à résoudre dans les prochaines années si elle veut conserver sa capacité à produire de l’innovation et à assurer sereinement et durablement l’une de ses principales promesses sociétales : l’éducation.

Les études supérieures coûtent de plus en plus chères, de 400 euros à l’université à 15 000 euros/an dans certaines grandes écoles (voire 30 000 dollars dans certaines universités américaines) sans que ce coût puisse d’ailleurs être jugé excessif eu égard au contenu de l’offre et aux modèles économiques sous-tendant ces formations.
france  education  university  money  crisis  student 
may 2015 by aries1988
In a Changing China, New Matchmaking Markets
The firm subjected the finalists to another round of interviews and psychological evaluations. Barely two months after the search began, Mr. Big received thick dossiers on each of the eight, with detailed information about their families and finances, habits and hobbies, and physical and mental conditions.
children  china  today  youth  money  marriage  parents 
april 2015 by aries1988
Kids’ Birthday Parties Have Become Absurdly Extravagant. Here’s How We Let It Happen.
You can blame it on what Cornell University economics professor Robert H. Frank calls an “expenditure cascade.” In short, as people at the top of the income pile spend more on an item, it causes everyone to upgrade their expectations and expenditures. Happy extravagant birthday, kids!

The United States government claims it will cost a middle-income family about $245,000 to raise a child born in 2013 to the age of 18. The cost has increased every year since the start of Great Recession in 2007, even as household income and net worth have either stagnated or fallen for almost all but the wealthiest households.
parents  children  birthday  money 
january 2015 by aries1988
Xiaomi's Ambition - stratechery by Ben Thompson
There is a younger generation, though, the Xiaomi generation, that has grown up in a country that has been growing by near double digits every year they have been alive. To their minds of course China is a global power, and why wouldn’t they embrace Chinese brands? Xiaomi is tapping into that nationalistic bent, and the red star on their mascot’s hat couldn’t be less subtle:
chinese  family  money  consumer  home  app  business  analysis 
january 2015 by aries1988
In China, a Rapid Jump to Mobile Advertising
Next year, companies are expected to spend more money on digital advertising than on TV commercials in China.

Five years ago, marketers could get away with simply using the same ads they used globally and just translating the message, said Shaun Rein, the founder and managing director of the China Market Research Group. Today, they have to speak to the Chinese dream.

“What is happening is that Western brands have to create new aspirations that the Chinese consumer wants,” Mr. Rein added.

Weixin is now the most popular forum in China. Weixin and its international version WeChat together have 468 million active users. Weibo has 167 million active users today.

“I’ve been here four years. In that time I’m now on the third dominant social network — first it was Renren, then Weibo and now it’s WeChat,” said Chris Jones, the executive creative director at the ad agency Wunderman in China.
mobile  china  buy  money  strategy  comparison  today 
december 2014 by aries1988
Crowded Out of Ivory Tower, Adjuncts See a Life Less Lofty - NYTimes.com
From 1993 to 2011, the percentage of faculty members without tenure surged nationally from 57 percent to 70 percent, according to the American Association of University Professors, a research and advocacy group. Of those faculty members, a vast majority are adjunct professors like Mr. Hoff.

“They feel a lack of dignity, a lack of respect, a lack of visibility,” said Barbara Bowen, the president of the Professional Staff Congress at CUNY, who said her union would demand increased job security for adjuncts in coming contract negotiations.
academia  literature  usa  money 
december 2014 by aries1988
Conspicuous Consumption? Yes, but It's Not Crazy
Clearly, many rich people like to display their incredible wealth. Yet, generally, they think they know value when they see it.

Throughout the 1980s, for example, BMW and Mercedes-Benz were leaders in the market for sedans costing up to about $70,000. But wealthy motorists eventually found more choices when respected reviewers assured them that the Toyota brand Lexus offered a better car in many respects.

Each day, for instance, many of us consume espresso brews priced at what would be almost a week’s wages in other parts of the world. We’d be offended if someone described these purchases as attempts to display our wealth. And we’d be puzzled if someone said we’d buy even more lattes if our favorite cafe were to raise its prices. The coffee just tastes better, we’d say, and we’re willing to pay a premium for that.

That goal will remain elusive until we recognize that the wealthy are essentially similar to the rest of us. They just have a lot more money.
rich  money  behavior  explained  consumer  value 
november 2014 by aries1988
Sea, sun and easy visas lure China buyers - FT.com
Edmund Zhao’s panoramic office window frames a blue expanse of ocean fringed by tall palms. The sunlit scene at Estoril, a resort near Lisbon, is a long way…
Iberia  chinese  money 
october 2014 by aries1988
How young women in China become mistresses – James Palmer – Aeon
Shanshan’s $550 shoes came from her lover, but the soles of her feet, as hard as leather, came from her childhood. ‘We used to play barefoot in the village,’…aSome, such as modern China’s first president, Sun Yat-sen, or its first chairman, Mao Tse-tung, did so even as they pressed teenage girls into their beds.

But it has gone after such easy targets as hospitality budgets, official vehicles and foreign trips, while the real muscle has gone into hunting down dissidents, whistle-blowers and journalists who might actually threaten the powerful.
story  success  money  love  female 
october 2014 by aries1988
Tech Rides Are Focus of Hostility in Bay Area
What is at issue, however, is not Silicon Valley’s creativity but its wealth, and the sense of entitlement that brings. The tech companies’ position on the buses is this: We’re not driving our own cars, jamming the roads and polluting the air. We spend our money here in San Francisco, keeping high-end waiters and baristas and boutiques salespeople gainfully employed. Be grateful.

The protesters, and increasingly the community, respond: If we parked at a bus stop for just a moment, we would get a $279 ticket. Tech buses do it with impunity. And how do you spend your money in San Francisco if you spend all day 30 miles away?
today  technology  people  life  city  money  usa 
september 2014 by aries1988
Poker en ligne : La Française des jeux et Barrière retirent leur mise
De fait, d'année en année, le marché s'est concentré autour de deux opérateurs "historiques" : Winamax, une entreprise montée notamment par Marc Simoncini (le fondateur du site de rencontres Meetic) avec le chanteur – et joueur de Poker – Patrick Bruel, et son grand rival Pokerstars. Ils captent actuellement les trois quarts des mises, et sont les seuls à gagner un peu d'argent.

A cette constitution d'un duopole de fait s'ajoute la baisse du marché légal. Au deuxième trimestre, les mises ont reculé de 16 % par rapport à la même période de l'année 2012, et le nombre de joueurs s'est replié de 18 %. Une désertion dont les opérateurs rendent la réglementation française largement responsable. Ils mettent notamment en cause le nombre limité de variantes au poker, les taxes trop lourdes, sans oublier les sévères redressements fiscaux qui ont frappé des joueurs professionnels.
money  today  france 
september 2014 by aries1988
Chine et Inde, les pays les plus rentables pour étudier à l’étranger
Les Etats-Unis et le Royaume-Uni s'avèrent, eux, les plus rentables avec certes une dépense élevée (36 564 dollars pour les USA, 35 034 pour le Royaume-Uni), mais ces destinations occupent respectivement la première et la deuxième place au plan qualitatif.

La France propose une solution équilibrée : elle est sixième pour la performance de son enseignement mais septième pour le coût. La dépense globale annuelle s'élève à 16 577 dollars en raison de la modicité des droits universitaires (47 dollars). Seuls les Brésiliens font mieux dans ce domaine avec un prix de 59 dollars. La note finale est plombée par le coût de la vie à Paris évaluée à 16 530 dollars !
education  numbers  expat  today  money 
september 2014 by aries1988
(6 条消息) 为什么北方人多用纸币,南方人多用硬币? - 知乎
我国正在逐步推行“低面额货币硬币化”,如果感觉这个城市使用硬币很多,那一般都是硬币投放试点地区,银行使劲往市场投放硬币,不想用也避不开的,92年的时候,上海、辽宁、浙江、深圳、江苏这五个地区就成为首批试点,现在硬币试点区越来越多了,纸币全换成硬币还是需要相当的时间,而上海试点时间很长,市面上流通的基本都是硬币了。
china  fun  money  today 
august 2014 by aries1988
Laowai Not: Stock photography in China |China Lite |chinadaily.com.cn
Rather than taking pictures, he said, he makes pictures – designing a photo to capture a specific attitude, activity or atmosphere in China. Clients can purchase them from his company's library to help sell their products.
today  china  kaijin  money  video 
june 2014 by aries1988
断什么舍什么离什么呀
https://pinboard.in/cached/0f37ede88fc7/

普通人的生活里有太多不需要的东西,不是因为修行断舍离不够,而是大家在试图体会什么是拥有的感觉。这样的感觉如此稀少,每次又如此强烈而美好,自然让人欲罢不能。同时,每日的生活又是如此地不确定,拥有恒常不变的物体能让人产生安全感。如何解决匮乏感和安全感,这才是对治的方案。断舍离只是一种手段,如果没有后续为人安心的目标,那不过是给口渴的人以盐。
life  china  today  idea  money  materialism 
june 2014 by aries1988
How to Get a Job at Google - NYTimes.com
the No. 1 thing we look for is general cognitive ability, and it’s not I.Q. It’s learning ability. It’s the ability to process on the fly. It’s the ability to pull together disparate bits of information. We assess that using structured behavioral interviews that we validate to make sure they’re predictive.”

What we care about is, when faced with a problem and you’re a member of a team, do you, at the appropriate time, step in and lead. And just as critically, do you step back and stop leading, do you let someone else? Because what’s critical to be an effective leader in this environment is you have to be willing to relinquish power.”

What we’ve seen is that the people who are the most successful here, who we want to hire, will have a fierce position. They’ll argue like hell. They’ll be zealots about their point of view. But then you say, ‘here’s a new fact,’ and they’ll go, ‘Oh, well, that changes things; you’re right.’ ” You need a big ego and small ego in the same person at the same time.

The world only cares about — and pays off on — what you can do with what you know (and it doesn’t care how you learned it). And in an age when innovation is increasingly a group endeavor, it also cares about a lot of soft skills — leadership, humility, collaboration, adaptability and loving to learn and re-learn. This will be true no matter where you go to work.
money  youth  job  today 
february 2014 by aries1988
Prolost - Blog - How to Take Good Photos for Under $1,000
Post-process your photos using Adobe Lightroom. Lightroom is about $100, and worth every penny and more.

In Lightroom, you’ll both organize and process your photos. If you don’t do either of these things, your photos won’t be good. Failing to process your photos means they’ll look mediocre. Failing to organize your photos means that no one will ever see them.

I’m sure you’ve been tempted to buy a camera that costs around $1,000, but the above items, which total well under a grand, will serve you better—and they comprise a real system for making, organizing, and sharing better photos. Welcome to the world of people complimenting your photography by asking you what kind of camera you use!
camera  photography  howto  money  buy  app 
december 2013 by aries1988
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