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Starting Over: How FreshBooks Reinvented Its Online Accounting Service On The Fly
Bo Burlingham ,   CONTRIBUTOR
I write about entrepreneurs and entrepreneurship

Opinions expressed by Forbes Contributors are their own.
This story appears in the May 16, 2017
Michael_McDerment  Freshbooks  SaaS  reinvention 
may 2017 by jerryking
Toronto’s tech startup scene in a ‘blossom state’ - The Globe and Mail
TORONTO — The Globe and Mail
Published Sunday, Feb. 14, 2016
Freshbooks  Toronto  MaRS  fin-tech  start_ups 
february 2016 by jerryking
Canada’s new census needs to capture nuances of fast-evolving economy - The Globe and Mail
Contributed to The Globe and Mail
Published Saturday, Nov. 21, 2015

Building a world that better suits their needs is good for the Canadian economy and it starts with collecting better data.

In 2016, the government will reintroduce the census used before the previous government came to power. Adherence to inflexible testing principles and a looming print deadline mean that a more comprehensive survey will not be ready in time for next year. I understand this – it’s prudent to get accurate data. But printing? It’s 2015. We can file our taxes online; surely, we can a complete the long-form census online.

Perhaps a better question is: Can we afford to go five years between censuses given the current rate of change driven by technology? Just look at Canada’s manufacturing, automotive, and oil and gas sectors – rapid change in a fast-evolving world. In today’s world, five years is too long to go between drinks of new data, not to mention that five-year intervals translate into 10-year timelines before we can establish a trend. It’s high time we pick up the pace.
Michael_McDerment  Freshbooks  cloud_computing  census  statistics  rapid_change 
november 2015 by jerryking
The search for BlackBerry’s heir - The Globe and Mail
The Globe and Mail
Published Wednesday, Oct. 15 2014
ClearFit  start_ups  Toronto  Freshbooks 
october 2014 by jerryking
Can’t Get a Bank Loan? The Alternatives Are Expanding -

Alternative lending has filled a gap left by risk-averse banks: big banks approved less than a fifth of all requests for small-business loans they received in January, while small banks approved about half of such requests, according to a survey by Biz2Credit, an online platform that matches businesses and lenders. And that does not reflect the businesses that are too discouraged to apply. By embracing technology to make small-business lending more efficient and profitable, the alternative lenders have opened opportunities for businesses....The first wave of tech-based alternative lenders — companies like OnDeck and Kabbage, which opened in 2007 and 2011 — used innovative software and data metrics, including social media interactions and Yelp reviews, to assess the health of a business. OnDeck alone has underwritten more than $900 million in loans. And Kabbage, which targets online merchants, lent $200 million in 2013.
small_business  Freshbooks  alternative_lenders  midprime  Kabbage  Dealstruck  banks  banking  innovation  start_ups  fin-tech 
march 2014 by jerryking
More Data Can Mean Less Guessing About the Economy -
Published: September 7, 2013

measurement shortfall in the small-business sector, and a series of other information gaps in the economy, may be overcome by what experts say is an emerging data revolution — Big Data, in the current catchphrase. The ever-expanding universe of digital signals of behavior, from browsing and buying on the Web to cellphone location data, is grist for potential breakthroughs in economic measurement. It could produce more accurate forecasting and more informed policy-making — more science and less guesswork.... THE economics profession is gearing up to exploit new sources of digital data. In a recent paper, “The Data Revolution and Economic Analysis,” two Stanford economists, Liran Einav and Jonathan Levin, concluded that “there is little doubt, at least in our minds, that over the next decades ‘big data’ will change the landscape of economic policy and economic research.”

At Intuit, the small-business data portray a sector that was “hurt much more than big business by the recession and its recovery has been far worse,” says Ms. Woodward, the economic consultant. Over the last three and a half years, payroll employment for all companies has increased 6.9 percent, while small-business employment has risen far less, just 1.9 percent. Hiring among the small companies, though still sluggish, has inched ahead in the last three months.
data  Steve_Lohr  massive_data_sets  Intuit  information_sources  small_business  measurements  Freshbooks  economy  Erik_Brynjolfsson  economics  indicators  real-time  forecasting  economic_data  information_gaps  signals  economists  data_driven 
september 2013 by jerryking
Alternative funding grows as UK companies struggle for finance -
May 19, 2013 5:44 pm
Alternative funding grows as UK companies struggle for finance

By Jonathan Moules,
Freshbooks  invoicing  factoring 
may 2013 by jerryking
Flood of private capital helps fill financing void - The Globe and Mail

Special to The Globe and Mail

Published Monday, Feb. 04 2013,
Freshbooks  valuations  private_equity  voids 
february 2013 by jerryking
Accounting competition moves to the cloud - The Globe and Mail

Special to The Globe and Mail

Last updated Monday, Oct. 01 2012
Freshbooks  Cloud_Accounting  accounting 
october 2012 by jerryking Looking at the big picture from ground up
June 11, 2012
New CEO likes to roll up his sleeves and visit the medical labs and imaging clinics at company he plans to expand

Freshbooks  the_big_picture 
june 2012 by jerryking
The sorceror apprentices; Britain's ancient building skills were dying. But now a new breed of craftspeople is conjuring them back to life
Author(s): Emma Jacobs
Source: The Financial Times. (Feb. 12, 2011): News: p1.

According to "Traditional Building Craft Skills", a 2008 study backed by ConstructionSkills, an industry-financed skills council, and English Heritage, the future of pre-1919 buildings in England, of which there are 5m, could be at risk as most of the workforce undertaking repair work does not possess all the skills required to do the job properly.

The report found that "over two-thirds of the work, of which 67 per cent is for private home-owners, is being carried out by those without the right skills and materials. This is detrimental to the buildings and stores up future problems and unnecessary extra cost to rectify." It discovered that of the 500,000 professionals working in the UK, only 507 are building conservation- accredited.
skilled_trades  United_Kingdom  Freshbooks  statistics  artisan_hobbies_&_crafts  bespoke 
december 2011 by jerryking
Men and women follow different career paths
Sept. 27, 2008| Financial Times| Vanessa Houlder
Source: The . (): News: p3
Men are more likely to be self-employed than women. Nearly three-quarters of the 3.8m self-employed people this year were men, a proportion that has remained the same since early 1997.
skilled_trades  Freshbooks  United_Kingdom  career_paths  self-employment 
december 2011 by jerryking
Social networking for bricklayers - Fortune Tech
July 21, 2011: 5:03 PM ET aims to build the link for employers and skilled workers to connect on jobs.

By Alex Konrad,
social_networking  skilled_trades  Freshbooks 
december 2011 by jerryking
5 Tips: You and your contractor - Oct. 6, 2004
October 6, 2004: 2:44 PM EDT
By Gerri Willis,

Most contractors will want you to sign a boilerplate agreement based on one developed by the American Institute of Architects. It lays out the job details including payment schedule.

Whatever you do, don't let your payments get ahead of the work. Plan on paying 10 percent down, 25 percent when the plumbing and electrical work is done, 25 percent after cabinets and windows and 25 percent for flooring and painting.
skilled_trades  Freshbooks 
december 2011 by jerryking
The Handyman Fix - April 1, 2006
March 20, 2006 |FORTUNE Small Business | By Ian Mount

A report from the Joint Center for Housing Studies at Harvard found that of the 580,000 self-employed contractors and tradespeople in the U.S., about two-thirds make less than $25,000.
Freshbooks  skilled_trades  franchising 
december 2011 by jerryking
Where Have All the Welders Gone, As Manufacturing and Repair Boom? -
AUGUST 15, 2006 | WSJ | By ILAN BRAT
Where Have All the Welders Gone, As Manufacturing and Repair Boom?
skilled_trades  statistics  Freshbooks 
december 2011 by jerryking
Web Development: the Most Growth Intensive and Developing Industry of the World « News Techno
by News Techno on Feb 15, 2011, under technology development

During the mid 1990’s, there were only about 1000 web development companies in the United States. But, by the time we reached 2005, the statistics for web development company presence in the United States alone rose to more than 30,000 and at present the number is around 50,000
webdesign  Freshbooks  market_sizing 
december 2011 by jerryking
Swebi Net » web design
The web development industry
Author: Peter Saxon
webdesign  Freshbooks 
december 2011 by jerryking
Reinventing business research |
Great research deserves to be presented well

If you're in the business of publishing research — whether you're making
it available for free to as wide an audience as possible, selling
subscriptions, or selling reports and datasets on a one-off basis —
Timetric can help you do it faster, cheaper and more effectively.

Faster: Timetric's library of public data, gallery of visualizations
and API let you get going right away.

Cheaper: Timetric's software-as-a-service; that means low (often
zero) setup cost and very competitive ongoing pricing. We're so
confident that Timetric will make you more effective that we're happy to
work on a revenue-share basis.

More effectively: There's a reason we're one of the ten best places
to see 'sexy' data online; not only do services built on Timetric look
(and work) great, because the graphs are sharable and social they get
into the media, bringing you more (and more engaged) readers.
DaaS  visualization  infographics  statistics  data  tools  charts  analytics  web  analysis  Freshbooks  value_propositions  JCK 
july 2011 by jerryking
Data-as-a-Service: Factual, InfoChimps & Google Squared
Oct. 20, 2010, By Imran Ali . Do you have unique datasets in
your biz. that could be valuable to others?...dB apps have been
curiously absent from the mix of web worker productivity tools...a new
generation of tools are providing this functionality. DaaS providers are
emerging enabling users to create, manage & publish specialized
datasets, providing both authoring tools & opportunities to
participate in a web of data, not just of pgs...Factual bills itself as
an “open data repository” where users can upload & create datasets,
as well as add data hosted by Factual to their own sites &
apps...InfoChimps positions itself as a “data mktplace” enabling
publishers & owners of datasets to charge for their usage.
Publishers can offer free & paid datasets, charging either for API
access or for making them downloadable. Some datasets are organized into
collections from particular organizations,e.g. Wikipedia &
==> InfoChimps allows orgs. to outsource mgmt. of their open data
What's an example of a company creating a valuable dataset from scratch?
DaaS  Infochimps  Factual  data  Google_Squared  Freshbooks  massive_data_sets  databases  data_scientists  commercialization 
july 2011 by jerryking
Big Thoughts on Big Data: Infochimps
Mar. 2, 2011, | Gigaom -- Cloud Computing News | By Stacey Higginbotham
data  massive_data_sets  Infochimps  DaaS  databases  Freshbooks  data_scientists 
july 2011 by jerryking
Institutional Challenges of Interdisciplinary Research Centers
Fall 2007 | Journal of Research Administration. Washington:
Vol. 38, Iss. 2 | Sherry Glied, Suzanne Bakken, Allan Formicola,
Kristine Gebbie, Elaine L Larson.
interdisciplinary  ProQuest  Colleges_&_Universities  research  Freshbooks 
june 2011 by jerryking
The Future of Analytics
May 16, 2011 | MIT Technology Review | By Tom Simonite. IBM
researchers are working on systems that can analyze data to tell
businesses exactly what action to take.
IBM  future  analytics  competingonanalytics  Freshbooks 
june 2011 by jerryking
Development of Business Data: Tracking Firm Counts, Growth, and Turnover by Size of Firms -
December 2004 | Summary of a series of research papers prepared
under contracts issued by the U.S. Small Business Administration's
Office of Advocacy.
SBA  data  small_business  Freshbooks 
june 2011 by jerryking
The Freelance Economy
11.16.09 | - Magazine Article | Keren Blankfeld,
Steinberg works 30 to 40 hours a week. But along with millions of other
contractors, she may not show up on the radar of the U.S. Bureau of
Labor Statistics, which compiles unemployment statistics by surveying
households and counting pay stubs. No one knows how many freelancers,
part-timers and consultants there are--the Government Accountability
Office took a stab in 2006, guesstimating that the group made up 30% of
all workers--much less how many escape the notice of the BLS. "It's
difficult to track, and is often misclassified or not accounted for by
the Department of Labor," says Sarah Horowitz, director of the
Freelancers Union in Brooklyn, N.Y. One thing is certain: The shape of
the so-called informal economy is changing.
freelancing  economy  statistics  GAO  BLS  informal_economy  Freshbooks  gig_economy 
june 2011 by jerryking
The Need for Small Business Research : Sage Research Methods Online
Researching the Small Enterprise

James Curran & Robert A. Blackburn

Pub. date: 2001
small_business  research  challenges  Freshbooks 
may 2011 by jerryking
The Big Problems with Small Business Research
22 Mar 2000 | Business Week | Business Week Online Reporter
Jeremy Quittner spoke with Richard W. Oliver, professor of management
at Vanderbilt University's Owen Graduate School of Management, who led
the team that produced "The Future of Small Business," a study sponsored
by American Express, IBM, and National Small Business United, a
small-business advocacy group. The study, released in March 2000,
focused on how changing demographics in the U.S. will affect small
small_business  research  challenges  Freshbooks 
may 2011 by jerryking
Mining of Raw Data May Bring New Productivity, a Study Says -
May 13, 2011 | NYT | By STEVE LOHR.
(fresh produce) Data is a vital raw material of the information economy, much as coal
and iron ore were in the Industrial Revolution. But the business world
is just beginning to learn how to process it all. The current data surge
is coming from sophisticated computer tracking of shipments, sales,
suppliers and customers, as well as e-mail, Web traffic and social
network comments. ..Mining and analyzing these big new data sets can
open the door to a new wave of innovation, accelerating productivity and
economic growth. ..The next stage, they say, will exploit
Internet-scale data sets to discover new businesses and predict consumer
behavior and market shifts.
....The McKinsey Global Institute is publishing “Big Data: The Next
Frontier for Innovation, Competition and Productivity.” It makes
estimates of the potential benefits from deploying data-harvesting
technologies and skills.
massive_data_sets  Steve_Lohr  McKinsey  data  consumer_behavior  data_driven  data_mining  analytics  Freshbooks  digital_economy  fresh_produce  OPMA  Industrial_Revolution  datasets  new_businesses  productivity 
may 2011 by jerryking
New York Times Magazine: The Self-Employed Depression
Emily Bazelon
Document types: Commentary
Document features: Photographs
Publication title: New York Times Magazine. New York: Jun 7, 2009. pg. 38, 4 pgs
freelancing  depression  Freshbooks 
may 2011 by jerryking
The Hidden Job Crisis for American Men -
April 7, 2011 BusinessWeek By Peter Coy. Men are
disappearing from the workplace in ways that don't always register on
the official unemployment rate
unemployment  labour  race  Freshbooks  workforce_planning  statistics  crisis  hidden  joblessness 
april 2011 by jerryking
On a smarter planet, answers are hidden in the data
The biggest leaps forward in the next several decades—in
business, science and society at large— will come from insights gleaned
through perpetual, real-time analysis of data. With nearly 2 billion
people on the Internet (and counting), and with more and more of the
world’s systems becoming digitally aware, there is greater diversity in
the forms and shapes data is taking—transactions of every kind, rich
media, social media....Yet, while data is growing at an exponential rate
in volume and
complexity, time is not. Which is why no organization, city or country
can afford “enterprise amnesia.” Whether your goal is
to remain competitive or to change the world—or both—you need to
capture, understand and use all of your data. And that,
in turn, is why the new science of analytics must be core to every
leader’s thinking.
IBM  advertising  data  philosophy  hidden  latent  data_driven  analytics  Freshbooks  massive_data_sets  filetype:pdf  media:document  insights  real-time  leaders 
april 2011 by jerryking
Slipstream: When the Data Struts Its Stuff | Forex Mentor
April 2, 2011

They are computer scientists, statisticians, graphic designers,
producers and cartographers who map entire oceans of data and turn them
into innovative visual displays, like rich graphs and charts, that help
both companies and consumers cut through the clutter. These gurus of
visual analytics are making interactive data synonymous with attractive

“Statistics,” says Dr. Hans Rosling, “is now the sexiest subject
around.” ...the goal of information visualization is not simply to
represent millions of bits of data as illustrations. It is to prompt
visceral comprehension, moments of insight that make viewers want to
learn more....“The purpose of visualization,” says Ben Shneiderman,
founding director of the Human-Computer Interaction Laboratory at the
University of Maryland, “is insight, not pictures.”
Hans_Rosling  visualization  infographics  data  information_overload  statistics  Freshbooks  data_scientists  insights 
april 2011 by jerryking
For Small Business, a Cash-Flow Crisis - BusinessWeek
March 24, 2011, 5:00PM EST text size: TT
For Small Business, a Cash-Flow Crisis
More companies are getting squeezed between late payers and tighter credit terms

By John Tozzi
crisis  small_business  Freshbooks  cash_flows 
march 2011 by jerryking
Entrepreneurial Leadership in the 21st Century
2007 | Journal of Leadership & Organizational StudiesVol.
13, Iss. 4; pg. 1, 11 pgs | Donald F Kuratko.

Several methods have been used to measure the impact of entrepreneurial
ventures on the economy-for example, efforts to start a firm (which may
not be successful), incorporation of a firm (which may never go into
business), changes in net tax returns filed (reflecting new filings
minus filings no longer received), and a substantial amount of full-time
and part-time self-employment. ....The Global Impact of Entrepreneurial
Leadership The Global Entrepreneurship Monitor (GEM), which is a unique
large scale long term project developed jointly by Babson College,
London Business School, and the Kauffman Foundation, reaches 40
countries worldwide and provides annual assessment of the
entrepreneurial environment of each country.
Freshbooks  entrepreneurship  leadership  21st._century  ProQuest  Kauffman_Foundation  measurements 
january 2011 by jerryking
The Battle for Accounting Software -
October 21, 2010 | BusinessWeek | By Venessa Wong.
Dozens of startups are challenging Intuit's QuickBooks with new online
tools that aim to make financial management easier
Freshbooks  Intuit  start_ups  competition 
november 2010 by jerryking
MaRS Discovery District - MaRS Video
Mike is the co-founder and CEO of FreshBooks, planet earth's
leading online invoicing and bookkeeping app for service oriented
professionals, freelancers and teams. Mike built FreshBooks in 2003 for
his design firm in order to scratch his own itch. Since launching in May
2004, FreshBooks has touched over 2,000,000 lives and Mike and his team
dedicate themselves to being a great service for people who love their
work, and want to focus on it instead of focusing on their paperwork.
Come hear firsthand about Mike's entrepreneurial journey.
Michael_McDerment  web_video  Freshbooks 
november 2010 by jerryking
PGI Releases First Report
Mar 2010.| Business and the Environment. : Vol. 21, Iss. 3; pg. 7, 2 pgs | Anonymous
ProQuest  TBL  Freshbooks 
september 2010 by jerryking
Riding the Lean Tornado
Jun 2004 | Manufacturing Engineering.Vol. 132, Iss. 6; pg. 14, 2 pgs | Christopher Couch.
ProQuest  employee_engagement  Freshbooks 
september 2010 by jerryking
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