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jerryking : peer-to-peer   26

Grouplend brings peer to peer lending to Canada - The Globe and Mail
Grouplend brings peer to peer lending to Canada
The Globe and Mail
Published Thursday, Jan. 29 2015
Tim_Kiladze  lending  peer-to-peer  P2P  banks  banking  financial_services 
january 2015 by jerryking
The Evolution of Trust -
JUNE 30, 2014
Continue reading the main story

David Brooks

Companies like Airbnb establish trust through ratings mechanisms. Their clients are already adept at evaluating each other on the basis of each other’s Facebook pages. People in the Airbnb economy don’t have the option of trusting each other on the basis of institutional affiliations, so they do it on the basis of online signaling and peer evaluations. Online ratings follow you everywhere, so people have an incentive to act in ways that will buff their online reputation.

As companies like Airbnb, Lyft and Sidecar get more mature, they also spend more money policing their own marketplace. They hire teams to hunt out fraud. They screen suppliers. They look for bad apples who might ruin the experience.

The one thing the peer-to-peer economy has not relied on much so far is government regulation.
trustworthiness  David_Brooks  Airbnb  Uber  sharing_economy  peer-to-peer  P2P  reputation  institutional_affiliations 
july 2014 by jerryking
From Google Wallet to bitcoin, banks’ grip on savers is loosening - The Globe and Mail
From Google Wallet to bitcoin, banks’ grip on savers is loosening Add to ...
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If HSBC is contemplating becoming less local in its U.K. home market, it may be because their “local” knowledge tells them that in parts of Africa, ordinary people are doing cashless payment transactions by cellphone without the need of complex apps, not to mention debit cards or cheques....The real risk for the banks, however, is disintermediation, where the social media and Internet platforms simply channel moneydata from customers to retailers or from lenders to borrowers without bank intervention. Crowd funding and peer-to-peer lending platforms are still in their infancy, but that is probably because they lack the connection to the vast pot of money that would be available from a Google-bank or Face-bank.

Finally, there is the money issue, made relevant by the bizarre phenomenon of bitcoin, the ultimate disintermediation tool. If the unit of value as well as the medium of exchange moved out of the world of banking and into the ether, the transition to a debanked world would be complete.

LONDON — The Globe and Mail

Published Thursday, Dec. 12 2013
banks  banking  Google  Facebook  P2P  peer-to-peer  HSBC  disintermediation  bitcoin  regulation  mobile_payments 
december 2013 by jerryking
Review of Space Monkey Peer-to-Peer Digital Storage System -
Dec. 10, 2013 | WSJ| By Katherine Boehret.

The $199 Space Monkey storage solution offers two ways to store files: Remote storage, which uses a peer-to-peer system, and local storage, which uses this one-terabyte hard drive, above, that plugs into a wireless router. Space Monkey
P2P  peer-to-peer  cloud_computing  digital_storage 
december 2013 by jerryking
We should pay heed to the new faces in finance
June 1, 2013 | The Financial Times p.16| by John Authers.

For five years now, we have dwelled on the problems of the old finance. The efforts of financiers, politicians and regulators have been gea...
finance  innovation  M-Pesa  future  start_ups  mobile_payments  crowdsourcing  Kickstarter  peer-to-peer  crossborder  digital_currencies  crowd_funding  fin-tech 
june 2013 by jerryking
A Capital Crowd
April 23, 2006 | Businessweek | by Toddi Gutner
Tiger21  wealth_management  peer-to-peer 
august 2012 by jerryking
No need to keep it in the family
September 25, 2006 | Financial TImers | by Anora Mahmudova
Tiger21  peer-to-peer  philanthropy  Michael_Sonnenfeldt  parenting 
august 2012 by jerryking
Peer-to-Peer Groups
Summer 2002 | The Journal of Wealth Management| BY Michael Sonnenfeldt and Richard Lavin.
peer-to-peer  wealth_management  Tiger21  high_net_worth  investors 
august 2012 by jerryking
The Investment Club You Can't Get Into -
December 2, 2004 | WSJ | By ROBERT FRANK | Staff Reporter of THE WALL STREET JOURNAL.

Wary of Wall Street, Wealthy Families Form Peer Groups to Share Advice, Manage Money....The groups are growing in popularity as the number of rich families grows in the U.S. There are now more than 430,000 households in the U.S. with net worths of $10 million or more, more than double the number in 1990, according to a Federal Reserve survey of consumer finances.
Robert_Frank  wealth_management  peer-to-peer  Tiger21  high_net_worth 
august 2012 by jerryking
Markets for the Poor in Mexico -
JUNE 30, 2008 WSJ article by MARY ANASTASIA O'GRADY on the travails of Mexican microfinancier, Compartamos Banco.
P2P  peer-to-peer  microlending  microfinance  Mexico  Mary_Anastasia_O'Grady 
february 2009 by jerryking
Davos: Your Future May Include a P2P Economy
WSJ video clip from Davos 2009 on the rise to P2P out of the wreckage of the financial crisi
P2P  social_networking  social_capital  financial  crisis  peer-to-peer 
february 2009 by jerryking
Where Either a Borrower Or a Lender Can Be -
March 12, 2008 WSJ article by Jane J. Kim on the rise of peer-to-peer lending networks like Prosper, LendingClub, and Zopa.
peer-to-peer  lending  Web_2.0  social_networking  finance  money  P2P 
january 2009 by jerryking

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