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mcherm : payments   66

Sorry Amazon: Philadelphia bans cashless stores | Ars Technica
Philadelphia passed an ordinance requiring all stores to accept cash, even though Amazon pushed for an exemption for their no-queue stores.
payments  amazon  philadelphia  ArsTechnica  via:ArsTechnica 
march 2019 by mcherm
A (brand new, may never get traction) site like Flattr or Patreon. Is international (based in France) and doesn't charge anything at all. Usable only for donations.
payments  banking  patreon  via:HackerNews 
february 2019 by mcherm
The foreigner's guide to WeChat payments in China - Lerner Consulting Blog
A snapshot of how a foreigner can use the WeChat payments (not officially available for foreigners) in China.
payments  china  via:HackerNews 
december 2018 by mcherm
Programming in the Adult Entertainment Industry is Broken - DEV Community 👩‍💻👨‍💻
The porn industry has a real mess for handling payments because of false chargebacks and the banking system being reluctant to support them.
payments  pornography  via:HackerNews 
august 2018 by mcherm
Launch HN: Brex (YC W17) – Corporate Credit Card for Startups | Hacker News
A Y-combinator startup company offering a credit card for startup businesses.
payments  banking  mypostings  via:HackerNews  startup 
june 2018 by mcherm | Get money back when prices drop, effortlessly
A service (bought and now operated by Capital One) to monitor your email for receipts and discover when you could save money or be eligible for a refund, and let you know.
CapitalOne  shopping  payments 
february 2018 by mcherm
Mastercard Internet Gateway Service: Hashing Design Flaw –
This security researcher identified a flaw in Mastercard's hashing and then identified a flaw in their fix as well. The cryptography of it is explained quite clearly. Lesson: use delimiters correctly.
security  payments  cryptography  via:HackerNews 
september 2017 by mcherm - Disposable Credit Card Numbers
A company founded by the privacy officer of AmEx. Seems legit.
payments  banking  privacy 
june 2017 by mcherm
Meet the man who sold the world on credit cards -
The person who first publicized credit cards was also responsible for successes in publishing and Hollywood.
history  creditcard  payments  via:HackerNews 
february 2017 by mcherm
PayPal Stops A Payment Just Because The Payee's Memo Included The Word 'Cuba' | Techdirt
Talk about overregulation, including the words "cuba" and/or "Castro" in the memo on a payment apparently requires writing an essay on why this is a legal payment. And how on earth is that going to catch anyone?
banking  payments  paypal  techdirt  via:Techdirt  censorship 
august 2016 by mcherm
After Cash: All Fun and Games Until Somebody Loses a Bank Account - Bloomberg View
We're moving to a cashless society (at different rates in different countries). But there is a danger that governments will have too much power to seize people's assets, as once happened to the author due to a government mixup about tax filings.
privacy  payments  banking  via:HackerNews 
march 2016 by mcherm
Korea shifting to cashless society
Bank of Korea is intending to try pushing out cash in favor of cards within 5 years. Taxing the black market is a major goal.
via:reddit  payments 
march 2016 by mcherm
How Bad Will It Get for American Express?
Some history of Amex. They're not doing so well lately.
payments  creditcard  amex  via:HackerNews 
october 2015 by mcherm
The anatomy of a credit card form — User Experience Design (UX) — Medium
A really good article on designing a form to take credit cards. All UI work should strive to operate at this level.
programming  ui  webdesign  payments  creditcard  via:HackerNews 
july 2015 by mcherm
MasterCard cuts ties with after pressure from law enforcement - The Washington Post
I get worried when law enforcement starts throwing their weight around to destroy some company without the need for pesky things like laws or trials. Doing it by pressuring a private company doesn't make it much better.
banking  payments  law  overprosecution  via:reddit 
july 2015 by mcherm
Accepting payments is getting harder — Medium
Standards are rising for PCI compliance, and it is getting difficult enough that you have no reasonable choice other than to outsource to a specialist.
security  payments  via:HackerNews  banking 
may 2015 by mcherm
The weak link in Apple Pay’s strong chain is bank verification. Who’s to blame? | Ars Technica
There's a bunch of identity fraud happening on ApplePay, although it's the banks' fault, not Apple's.
ArsTechnica  via:ArsTechnica  payments  banking 
march 2015 by mcherm
Making Payments Easier for Creators and Backers » The Kickstarter Blog — Kickstarter
Kickstarter switched from amazon payments to stripe for processing credit card payments.
payments  stripe  kickstarter  via:HackerNews  amazon 
january 2015 by mcherm
Hacked payment card service transmitted some data in plaintext | Ars Technica
Charge Anywhere had a really stupid implementation and they were completely vulnerable to being hacked.
security  payments  ArsTechnica  via:ArsTechnica 
december 2014 by mcherm
This Verbal Confrontation Shows Why Walmart Will Never Accept Apple Pay (Video) | Re/code
Interesting debate between Walmart and Apple over applepay and credit card transactions.
via:HackerNews  payments  banking 
november 2014 by mcherm
Retailer-Backed Apple Pay Rival CurrentC Has Been Hacked, Testers’ Email Addresses Stolen | TechCrunch
The merchant-owned payments system, CurrentC, has been hacked (in beta... it isn't released yet).
payments  security  banking  via:HackerNews  techcrunch 
october 2014 by mcherm
Retailers are disabling NFC readers to shut out Apple Pay | The Verge
Retailers don't like applepay... They prefer an option that cuts fees to retailers.
payments  creditcard  banking  via:reddit  apple 
october 2014 by mcherm
The Internet Needs a Better Way to Handle Money. This Startup Has the Key | Hacker News
I comment on why people might like simpler APIs with Stripe even at the cost of slightly higher processing fees.
payments  via:HackerNews  mypostings 
july 2014 by mcherm
The Spectacular Decline of Checks - Matt Phillips - The Atlantic
Some history of checks, which are now quite rapidly disappearing.
banking  payments  via:boingboing 
june 2014 by mcherm
Payments: The end of a monopoly | The Economist
A few alternative payment systems that have arisen recently. Many of them are not made by banks and might be supplanting the traditional role of banks.
banking  payments  via:HackerNews 
may 2014 by mcherm
Bitcoin for B2C payments, part 2: merchant savings - The Business of Bitcoin
An attempt to quantify how much the savings could be for merchants if we moved to Bitcoin for payments.
bitcoin  payments  via:HackerNews 
february 2014 by mcherm
EMV’s American Time Table |
Card companies intend to hold merchants liable whenever customers use a card with a chip (EMV). That's a way to force point of sale tools to get upgraded.
payments  banking  via:HackerNews 
january 2014 by mcherm
NEWS & ANALYSIS | Bank Systems & Technology
Restrictions on the fees to merchants for debit cards have caused banks to push consumers away from them.
banking  payments  law 
december 2013 by mcherm
Bitrated - Like Escrow (but not)
A merchant and customer engage in a bitcoin transaction. This website helps a third party to be an arbitrator: if the merchant and customer disagree before the payment is disbursed, then the arbitrator may agree with one or the other to authorize the release of the funds. They claim (dubiously, I fear) this is not subject to regulation as an escrow service.
bitcoin  useful  payments  via:HackerNews 
december 2013 by mcherm
jonbwhite — How Square moves Cash
Square's free money movement service is NOT using ACH. It is using debit cards. The recipient receives a "refund" for cash never spent.
payments  square  via:HackerNews  banking 
november 2013 by mcherm
Real-time payments. No interchange. An idea is now reality.
Dwolla rolls out really nice immediate payments. I comment that this doesn't compete with Bitcoin, instead it threatens credit card companies.
payments  mypostings  bitcoin  via:reddit 
october 2013 by mcherm
Square drastically simplifies Internet cash transfers | Ars Technica
Square offers a really, REALLY simple payment tool -- just uses email.
payments  square 
october 2013 by mcherm
PayPal: 'Aggressive changes' coming to frozen funds policy - Jan. 21, 2013
PayPal admits that their policy of freezing money unless people provide often non-existent sales receipts and such may be a bad policy. They plan to change it but won't yet say how.
security  paypal  via:slashdot  payments 
january 2013 by mcherm
Stripe Checkout
A NICE user interface for taking payments on your site. Provided by Stripe, it looks astonishingly easy to use, although it is not integrated with carts (but could be).
banking  payments  stripe  via:HackerNews 
january 2013 by mcherm
Fighting online fraud – pitfalls and solutions | Binpress
How a retailer can detect and prevent fraud in online credit card purchases.
security  payments  via:HackerNews 
august 2012 by mcherm
Google Wallet Adds Visa, Amex and Gets More Features
Google wallet no longer using the secure storage to store the credit card numbers.
banking  payments  via:reddit  google 
august 2012 by mcherm
Exactly How Screwed Is PayPal? (Hint: Very) | PandoDaily
PayPay has competition that is doing a better job than they do.
payments  paypal  via:HackerNews  banking 
july 2012 by mcherm
Bitcoin Funded Debit Cards - Forbes
A way to use bitcoin to fund a debit card.
banking  bitcoin  payments 
may 2012 by mcherm
The One Product That Makes Apple a Trillion-Dollar Company Overnight - LAUNCH -
Apple could leverage the iPhone into its own payment system. And it's true: they could.
banking  payments  apple  via:HackerNews 
april 2012 by mcherm
Google Wallet Security: PIN Exposure Vulnerability - zveloBLOG -
An interesting exercise in security. Google wallet stores the hash of the access PIN within their app, so on a rooted phone you can brute-force it. Storing in the secure element would require bank cooperation. My answer: why not just use a longer or non-numeric PIN?
google  security  payments 
february 2012 by mcherm
Google Wallet suspends prepaid payment cards to prevent "painfully easy" attack
Google apparently failed COMPLETELY in setting up security for Google Wallet. If you wipe the app data then when you next log in you can have full access to the data. They're blaming it on not using the Secure Element, but
security  google  payments 
february 2012 by mcherm
Welcome - GoCardless
A payment system using an API. Nothing particularly special about them.
banking  api  payments 
january 2012 by mcherm just closed my seller account. No warning, no details. · Aaron Kavlie
He got his seller account closed with no info, a permanent ban, and no effective appeal process.
amazon  customerservice  paypal  payments  via:HackerNews 
december 2011 by mcherm
Why we ditched PayPal for Stripe - Greg Taylor
PayPal sucks. Stripe works great and does NOT require forwarding to their site while doing the processing.
banking  payments  paypal  stripe  via:HackerNews 
december 2011 by mcherm
Dwolla - new payment system Startup in Iowa
Dwolla wants to charge just 25c/transaction (regardless of transaction size). Their plan is NOT to use credit cards, but to base everything on the ACH system. I wonder about further details, more than could go in this article.
banking  payments  startup 
november 2011 by mcherm

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