recentpopularlog in

neerajsinghvns : retirement   38

Why Boeing shareholders can look to Chipotle as the path back to stock returns - CNBC buyOpportunity buy opportunity investment retirement needsEditing
CNBC
A comparison of the Chipotle and Boeing crises reveals noted similarities, which should give Boeing investors a better sense of how long a recovery could take. Read the full story
Shared from Apple News
Why  Boeing  shareholders  can  look  to  Chipotle  as  the  path  back  stock  returns  -  CNBC  buyOpportunity  buy  opportunity  investment  retirement  needsEditing 
10 days ago by neerajsinghvns
How to save more money and grow your net worth — cut down on 3 things - Business Insider
I've saved nearly $270,000 at age 28, and I'm convinced the key to growing your net worth is spending less on 3 things
Last year, I vacationed to Alaska, Florida, Colorado, New Orleans, and San Francisco. Plus ski trips to Aspen, Colorado, and Whistler, Canada.
More than I'd like to admit, I also spent aimlessly on concerts and events, spoiled my pets with way too many toys, and cannot remember a single time I turned down a night at the breweries with friends.
Now's the part of the intro where I'm supposed transition to the bad news to let you know how much debt I've racked up, and how I'm living way beyond my means.
But I have a curveball for you. Despite all those expenses, I only spent about $25,000 for the whole year.
This level of frugality allowed me to grow my net worth by $73,000 last year. (Of which, about $35,000 was investment returns and the remaining $38,000 was from saving over 50% of my income, plus employer 401(k) contributions.)
How?
I focused on just three expenses.
Please click on "Reply All" when replying to this email.
Thank you,
-
I've  saved  nearly  $270_000  at  age  28_  and  I'm  convinced  the  key  to  growing  your  net  worth  is  spending  less  on  3  things  needsEditing  investment  retirement  Komal  Neha  Sonu  &  Neeraj  questionable 
october 2018 by neerajsinghvns
How much money Americans have in their 401(k) accounts
Here is how much money Americans have in their 401(k)s at every age
Kathleen Elkins | @kathleen_elk
11:24 AM ET Wed, 12 Sept 2018
Contributing to an employer-sponsored 401(k) plan is an effective way to save for retirement: You get significant tax advantages, the money is automatically taken from your paycheck before you have the chance to spend it and, often, companies offer a match, which is essentially free money.
Consistent contributions can even make you a millionaire. In fact, the number of Fidelity 401(k) accounts with a balance of $1 million or more recently hit a record of 168,000, up 41 percent from last year.
To give you an idea of how your retirement savings stack up against your peers, check out the average 401(k) balances in Fidelity accounts, as of the second quarter of 2018, broken down by age. The data was provided to CNBC Make It by Fidelity, the nation's largest retirement-plan provider:
Age 20 to 29: $11,500
Age 30 to 39: $42,700
Age 40 to 49: $103,500
Age 50 to 59: $174,200
Age 60 to 69: $192,800
Here are the average contribution rates by age, also from Fidelity:
Age 20 to 29: 6.8 percent
Age 30 to 39: 7.6 percent
Age 40 to 49: 8.4 percent
Age 50 to 59: 10 percent
Age 60 to 69: 11.1 percent
How much should I be saving for retirement?
What if I don't have a 401(k)?
If you're one of the many Americans without access to a 401(k), don't stress, and don't use that as an excuse to put off saving for retirement. You have plenty of other options, including a traditional, Roth or SEP IRA, a health savings account (HSA) or a normal investment account.
Read up on all of your options, choose an account to fund and start setting aside money for your future today.
Don't miss: 1 in 3 Americans have less than $5,000 saved for retirement—here's why so many people can't save
Like this story? Subscribe to CNBC Make It on YouTube!
Please click on "Reply All" when replying to this email.
Thank you,
-
Here  is  how  much  money  Americans  have  in  their  401(k)s  at  every  age  needsEditing  401k  retirement  investment 
september 2018 by neerajsinghvns
A stock-market bear signal is at a more-than-4-decade high, says Goldman - MarketWatch
A stock-market bear signal is at a more-than-4-decade high, says Goldman
Mark DeCambre
Getty Images
Goldman’s bull-bear indicator is flashing red.
A gauge of bullish and bearish momentum in the U.S. stock market is ringing alarms for strategists at Goldman Sachs.
The investment bank’s so-called bull-bear indicator, which examines five market factors, indicates that the likelihood of a bear market occurring is at its highest point since around the mid-1970s (see chart below).
Goldman analysts led by Peter Oppenheimer, chief global equities strategist, said an unusual period for Wall Street, characterized by loose monetary policy and a recent spate of fiscal stimulus has resulted in an uncannily bullish cycle for markets that is likely to come to a screeching halt.
However, the upshot of the 54-page Goldman report dated Sept. 4 isn’t that investors should panic and head for the hills, but rather that a period of lower returns should be anticipated (see chat below).
The report comes as U.S. stocks have registered a decadelong, bull rally, making it the lengthiest period of equity-market prosperity, by certain measures, with the S&P 500 index SPX, +0.27% advancing more than 320% since the depths of the financial crisis in 2009. The Dow Jones Industrial Average DJIA, -0.08% during that period, has climbed nearly 300%, while the Nasdaq Composite Index COMP, +0.23% has rallied by more than 520%, underscoring the outsize returns in the technology-and-internet related sector that has helped to buttress the broader stock market then and now.
Thus far in 2018, the S&P 500 has gained 7.6%, the Dow has climbed about 5%, while the tech-centric Nasdaq has soared by nearly 15% in the first nine months of the year. (However, the tech sector has come under severe pressure in the past week).
Goldman points out that tech performance has also coincided with strong earnings, or earnings per share, performance for tech-related stocks (see chart below):
Still, Oppenheimer, in a phone interview with MarketWatch, cautioned against interpreting the Goldman report as a staunchly bearish outlook. “We’re not flying the flag here and saying that there is going to be a deep bear market.”
He said some of the effects of any downturn may be moderated by a number of factors including an interest rate environment here and abroad that remains accommodative even as the world’s central banks aim to reset their monetary policy from financial crisis mode.
The Federal Reserve is widely expected to lift interest rates later this month at the conclusion of its two-day policy-setting gathering on Sept. 26. Oppenheimer also said that inflation remains subdued and that makes it unlikely that the Fed will feel a need to dial rates up rapidly to cool an overheated economy. “That may be one of the reason why we don’t see an economic downturn” in the cards, the Goldman strategists told MarketWatch.
Oppenheimer reiterated one line contained within the Goldman research report that reflects the unusual combination of monetary and fiscal stimulus that has given rise to such strong returns, noting that “the current cycle has been difficult to pin down” (read the excerpt from the report below):
Given such strong returns, many investors are wondering how long the economic cycle and bull market can last, and what type of conditions could follow. The difficulty in answering these questions is that the current cycle has been difficult to pin down. It has been, and remains, a very unusual cycle, making historical comparisons less reliable. The following are a few ‘unconventional’ aspects of the post financial crisis cycle that we should think about.
A 20% decline for the market, representing the typical definition of a bear market for an asset, hasn’t occurred in years (see chart below), according to Goldman, and may be halting for investors that have grown accustomed to this current phase of mostly levitating markets.
The upshot that Goldman offers to its clients: Brace for more modest to flat returns in the years ahead.
Read: Despite stock records, bears have ‘unfinished business’ with market, Morgan Stanley warns
Also read: Prepare for the biggest stock-market selloff in months, Morgan Stanley warns
More from MarketWatch
Barack Obama once got kicked out of Disneyland for smoking with his friends
All Americans would get an income boost under this new plan to share the country’s riches
Stocks are in ‘the danger zone,’ and it is ‘assured’ that a bear market will occur in the next year, analyst warns
SPONSORED CONTENT
Please click on "Reply All" when replying to this email.
Thank you,
-
S&P500  SandP500  S&P  500  over  the  years  best  bull  market  Goldman  Sachs  investment  retirement  needsEditing  Interesting  Reading  InterestingReading 
september 2018 by neerajsinghvns
Wealthy Retirement - Forever Dividend Stocks
Forever Dividend Stocks
A Wealthy Retirement Special Report:
How does a steady flow of income, 24 dividend payments a year, for an average yield of 3.21% sound?
If you love dividends and, more importantly, love to see those dividends go up every year... then you need to consider forever dividend stocks for your portfolio. These are stocks we believe you can buy and hold forever.
In this report, we will uncover our six favorite dividends stocks that have been hand selected from our Compound Income Portfolio.
The Compound Income Portfolio is designed for wealth seekers. This portfolio uses the immense power of dividend reinvestment plans (DRIPs) to compound dividends and grow wealth in a conservative manner.
The concept is very simple:
If you buy 1,000 shares of a $10 stock and receive a 4% yield, and those $400 (4% on $10,000) are reinvested... At the end of one year, you'll have 1,040 shares. Those extra 40 shares also generate dividends.
If the dividend grows 10% per year, after five years you'll have 1,227 shares.
After 10 years you'll own 1,544 shares. Keep in mind that all those shares are generating more and more dividends every year as the dividend goes higher.
After that, the compounding math is a wonder to behold...
After 10 years (presuming average market returns), your original $10,000 is now worth $31,777. The annual yield on your DRIP is 14.1%.
After 15 years, you have $58,993 (and a yield of 29.3%).
In 20 years, you're looking at $113,019... and an astounding annual yield of 62.9%!
The easiest way to reinvest your dividends is to simply tell your broker you want your dividends reinvested. Most brokers offer this service free of charge. So you can buy a stock once, pay one commission and hold it for years without paying another dime as the nest egg grows.
One thing to remember: If the stocks are in a taxable account, you will owe taxes on the dividends even if you are reinvesting them and not collecting the cash. So be sure to have enough cash set aside to pay your taxes every year.
Now that we have covered the power of compounding, let's get to the picks...
Forever Dividend Stock #1: Brookfield Infrastructure Partners (NYSE: BIP)
Our first pick is a Master Limited Partnership (MLP).
Most MLPs are energy-related. However, this one is a play on global infrastructure.
Brookfield Infrastructure Partners owns and operates electricity transmission lines in South America, timberland in North America, ports in Europe and railroads in Australia.
It pays a 4.61% yield and has raised the dividend an average of 11.36% over the past five years. Management has lifted the dividend every year for seven years. In the most recent quarter, funds from operations (FFO) – a measure of cash flow for MLPs – grew 28.08%. Recently commissioned capital projects helped boost FFO. And they will continue to do so going forward.
Over the last four quarters, Brookfield paid 68.72% of FFO in the form of dividends. It is committed to paying 60% to 70% in the future.
Forever Dividend Stock #2: Lazard (NYSE: LAZ)
Our second pick is a company that pays a 3.28% yield, raises its dividend every year and has been thriving since James Polk was president.
Lazard (NYSE: LAZ) is an asset manager and an investment bank that’s been around since 1848. It operates in 43 cities within 27 countries. Lazard is widely considered the top boutique investment bank. It even generates more investment banking revenue than some of its larger peers.
Lazard has been in the asset management business since 1953. It has $226 billion under management. Lazard operates 33 mutual funds and two closed-end funds, and offers alternative investments.
Lazard has raised its dividend every year since 2011. It currently pays $0.44 per share quarterly, which comes out to $1.76 per year
That gives us a yield of 3.28%. That’s not bad considering the company has boosted its dividend by an average of 23.12% per year over the last five years.
Forever Dividend Stock #3: Texas Instruments (Nasdaq: TXN)
Our next pick is one of the world's leading chipmakers.
Founded in 1930, and headquartered in Dallas, Texas, Texas Instruments designs, manufactures and sells semiconductors to electronics designers and manufacturers worldwide.
The company has a 2.41% yield, but has been growing the dividend at over 22.09% per year over the past five years. Though it recently raised the dividend 24%, we're going with a slightly lower growth forecast of 16.4%.
In the last twelve months, it only paid out 47.07% of its free cash flow in dividends, so it has plenty of room to continue to send more cash to shareholders.
Forever Dividend Stock #4: AbbVie (NYSE: ABBV)
AbbVie is another long-term dividend pick.
The company is a worldwide pharmaceutical developer and manufacturer. Two of its most promising drugs are Imbruvica and Humira.
Imbruvia treats chronic lymphocytic leukemia, mantle cell lymphoma and Waldenström’s macroglobulinemia, another form of lymphoma. Imbruvica is also being studied in other cancers and is expected to become one of the biggest-selling cancer drugs ever.
By 2020, Imbruvica is projected to generate between $4 billion and $5 billion in revenue annually.
And Humira is already one of most lucrative medicines on the market..
Humira, which treats rheumatoid arthritis, psoriasis and Crohn’s disease, logged $18 billion in sales last year and should do about and should do about $20 billion this year.
AbbVie’s current portfolio of drugs and its pipeline are expected to generate the second-fastest growth rate in the industry – not bad for a $157 billion company (that’s big, by the way). Among the large cap pharma dividend payers, it is first.
The tremendous growth from Humira, Imbruvica and the rest of AbbVie’s portfolio is projected to raise earnings by more than 25.4% per year over the next three years. Free cash flow is forecast to jump 20.8% in 2018. The company recently hiked its dividend by 35.21%.
It pays a solid 3.98% yield that is growing by more than 29.82% per year.
Forever Dividend Stock #5: Raytheon (NYSE: RTN)
Raytheon provides a wide range of defense products and services, from electronics systems to missile systems. It manufactures the same kind of FLIR (forwardlooking infrared) imaging technology that Boston authorities used to target the Boston Marathon bombers.
Raytheon's biggest customer by far is the United States government. But it has been increasing its international business. The company has a $2.4 billion contract to provide Qatar with Patriot Air and Missile Defense Systems.
Sequestration or a smaller defense budget could cause revenue growth to slow. But with increased international business and the plethora of lunatics parading as leaders of nations, Raytheon's business should have no problem remaining strong enough to continue to generate gobs of cash.
And as income investors, that's what we're most interested in.
In the last twelve months, Raytheon generated $3.07 billion in cash flow from continuing operations. Free cash flow – a more conservative gauge of cash flow because it takes into account capital expenditures – was $2.39 billion. The company paid out $925 million in dividends for a payout ratio of just 38.70%.
That means even if free cash flow slips, Raytheon has plenty of room to not only pay the dividend but to raise it, like it has for the past nine years.
And those raises have been substantial. Over the past five years, Raytheon has increased the dividend an average of 9.72% per year.
The stock has a yield of 1.64%. Combined with the 9.72% average annual dividend raise, it fits in perfectly within the forever dividend stock system.
Forever Dividend Stock #6: Eaton Corp. (NYSE: ETN)
With a 3.42% dividend yield that we expect to grow 12% over the next several years, Eaton Corp. (NYSE: ETN) is the perfect setup for income seekers.
Eaton produces equipment that helps customers manage power more efficiently. It’s a huge business with more than 102,000 employees in 60 countries and customers in 175 countries.
It makes flight control systems, beverage distribution tubing, switches for keypads and thousands of other products.
Over the last twelve months, Eaton generated $2 billion in free cash flow. Over that same period of time it paid out $1.09 billion in dividends for a payout ratio of 54.5%.
That payout ratio is well below our target of 75%. And free cash flow is expected to improve substantially in the future.
Over the next two years, free cash flow is projected to grow an average of 9.79% year-over-year.
It should be more than enough to pay the rising dividend each year.
The company has raised the dividend 14 times in the past 16 years and annually since 2010. It has paid a dividend every year since 1923.
Considering the company's cash flow growth estimates, we expect Eaton to increase its dividend for the next several years.
And there is special tax treatment concerning its dividend…
Eaton is based in Dublin, Ireland. Typically, U.S. investors would have foreign taxes withheld from their dividend payments and then apply for the foreign tax credit with the Internal Revenue Service (IRS).
However, Eaton’s dividend does not have foreign tax withheld if you live in the U.S.
Additionally – and this is a very attractive feature – Eaton’s dividend is mostly considered return of capital, despite the fact that it is not a partnership like a master limited partnership.
Because the dividend is considered a return of capital, most investors will not be taxed on the dividend. Instead, it will lower their tax basis.
Because the dividend is not taxed, we suggest you keep Eaton in your taxable accounts. That way you’re not taking up room in your tax-deferred accounts.
You can reinvest the dividend and let it grow tax-deferred for many years or until your cost basis is zero.
Then you’ll have to start paying taxes on it. But we’re likely looking at 12 years before that happens.
The Cure for Stock Market Volatility
We believe forever … [more]
Forever  Dividend  Stocks  needsEditing  retirement  Investment  Stock 
august 2018 by neerajsinghvns
10 Reasons Why I'm Selling All of My Apple Stock
10 Reasons Why I'm Selling All of My Apple Stock
This Fool thinks it is finally time to cash out on one of his biggest winners of all time.
Brian Feroldi
I've been an Apple (NASDAQ:AAPL) fanboy for nearly two decades, so this is a bittersweet article for me to write. In my house, you'll find two iPhones, three iPads, an Apple Watch, an Apple TV, and an iMac. My three young children literally have no clue how to use Microsoft Windows.
My love affair with Apple's products convinced me to become a shareholder in February of 2010. I made several more purchases in the ensuing years. My average cost basis is about $35 per share. With the stock currently hovering around $193, buying and holding Apple ranks as one of the smartest financial decisions that I've ever made.
And yet, despite my long-term devotion to Apple's products and stock, I've concluded that it's finally time for me to move on. Here are 10 reasons why I've decided to cash in all of my chips.
Image source: Apple.
1. The megacap multiplier obstacle
Apple's market cap is $949 billion as I type this. That makes it the most valuable publicly traded company in the world. Long-term shareholders like me have already won big by owning this stock.
The downside to Apple's gargantuan size is that it's going to be extremely difficult for the stock to produce multibagger returns from here. Fool co-founder David Gardner coined the term "the megacap multiplier obstacle" to describe this principle many years ago. The idea is that it becomes harder and harder for a company to double in value as it increases in size.
Consider this: Even after factoring in hundreds of billions in additional stock buybacks, Apple's market cap would probably have to reach $1.7 trillion or so for the stock to double from here.
2. My upgrade cycle has been getting longer
I vividly remember buying my first iPhone. I happily switched from a BlackBerry Storm -- which was a piece of junk -- the day that the iPhone became available on Verizon Communications' network.
Switching was an amazing experience. The iPhone was fast, intuitive, and extremely useful. I was so happy with my decision that I convinced my wife to become an iPhone user soon after.
We both happily jumped on the iPhone upgrade cycle. We were happy to pay up to get our hands on the latest iPhone as soon as we qualified for an upgrade.
Unfortunately, the charm has worn off. We eventually realized that we use our iPhones primarily for text messaging, taking pictures, browsing the web, posting to Facebook, and listening to podcasts. Our current iPhone 6s handles all of these tasks just as well as a brand-new iPhone X. Paying hundreds to upgrade every two years now just seems like a waste of money.
It's a similar story for our other Apple products. Our iPads, Apple TV, and iMac were all purchased years ago and continue to function flawlessly.
Our revised upgrade strategy is to buy used Apple products that are at least two generations old off of sites like eBay, glyde.com, or gazelle.com. Aside from a few small hardware differences, we can barely tell the difference between these new-to-us models and our old products. They are functionally identical.
I have no doubt that millions of other loyal Apple users have reached the same conclusion. If my assumption is true, then it will act as a major drag on unit sales volume growth for many years to come. That's a big problem since the vast majority of Apple's revenue is generated from the sale of brand-new products.
3. Average selling prices on iPhones could be peaking
While Apple's portfolio has become more diversified over time, the iPhone still accounts for more than 60% of total revenue. That means that top-line growth will be driven by two primary levers for the foreseeable future: iPhone unit volumes and average selling price.
I have a hard time seeing the company producing meaningful unit volume growth from here. The company sold 217 million iPhones in the last 12 months. Since there are only so many consumers around the world that can afford to buy a brand-new iPhone in any given year, moving this number higher is going to be very challenging. That's especially true since Mary Meeker's must-read 2018 Internet Trends report just showed that worldwide smartphone shipment volumes were flat in 2017.
This likely means that Apple's most important lever for driving iPhone revenue growth is the average selling price. On this front the company is currently doing phenomenally well. Last quarter Apple reported unit volume growth of just 3%, but total iPhone revenue actually grew by 14%. The big difference between those two numbers is largely owed to surging average selling prices thanks to the recent launch of the ultra-premium iPhone X.
This leads to the question: Will Apple still be able to sell enough ultra-premium iPhones to keep its average selling price so high? It's possible, but I think that skepticism is warranted since iPhone X demand appears to be weaker than the company was expecting.
If iPhone average selling prices do flatline (or fall) and unit volume growth stalls, then Apple is going to struggle to move its top line higher.
4. The repatriation tax catalyst is over
Apple bulls have been pointing to the company's massive overseas cash hoard for years as a potential catalyst. The idea was that Congress would eventually change its repatriation tax policy that kept the vast majority of Apple's cash trapped overseas. Once the law was changed, Apple would be finally able to use its mountain of cash to reward shareholders.
Well, now that the lower repatriation rate has been announced, Apple CFO Luca Maestri recently said that the company's goal is to become cash neutral over time. Getting there will require spending hundreds of billions on buybacks, which is great news for shareholders.
However, since this news is so well known, I think it is reasonable to assume that this catalyst has already been priced in.
5. Apple is behind in the home-speaker market
While Apple has a history of slowly entering new markets -- there were plenty of other smartphones, tablets, and smartwatches available before the iPhone, iPad, and Apple Watch were introduced -- I think there are reasons to worry that Apple won't be successful with its delayed entry into the home-speaker market. This market is already flooded with popular products made by Amazon (NASDAQ: AMZN) and Alphabet (NASDAQ: GOOG)(NASDAQ: GOOGL). These companies sell a range of cheap products that are supported by vast ecosystems that make them highly attractive to consumers.
Will the superior sound quality of the HomePod prove to be enough to convince consumers to pay a big premium to own it instead of the current market-leading devices? While that can't be ruled out, the early signs are not very encouraging.
6. The Buffett bump
Warren Buffett recently took investors by surprise when SEC filings showed that his Berkshire Hathaway he had been buying Apple's stock hand over fist. In fact, it's bought so much Apple stock that it has officially overtaken Wells Fargo as Berkshire Hathaway's largest publicly traded stock position.
While it is great to see such a huge vote of confidence from Buffett, I think that his interest in the stock is at least partially responsible for Apple's recent P/E ratio expansion to a five-year high.
AAPL PE Ratio (TTM) data by YCharts.
Will Buffett's blessing allow Apple to sustain its higher valuation in the years ahead? It's possible, but that theory didn't hold up when Buffett took a meaningful position in IBM a few years ago.
7. Apple deserves to trade at a below-market multiple
Apple bulls will point out that even after the recent run, shares trade for "only" 18 times trailing earnings. That seems to be low when considering that the average company in the S&P 500 currently trades for about 25 times trailing earnings. The mismatch makes no sense to many investors since Apple is clearly a better company than the average business.
For the longest time, I couldn't figure out why the market wouldn't award Apple an above-average multiple either. However, I've since changed my tune and now fully agree that Apple deserves to trade at a below-market multiple.
Why? The reason is that Apple is a tech hardware company at its core. The vast majority of the company's revenue and profits are made from selling brand-new iPhones, iPads, iMacs, and other electronic products. This means Apple has to continually refresh its product lines with brand-new features that continually convince customers to stay loyal and upgrade. If new products fail to capture the public's attention -- or even just don't sell as well as a previous model -- then Apple's revenue and profits would fall hard.
Thus far Apple hasn't had any problems convincing millions of customers to buy its new products in droves as soon as they come out. But will this still ring true three, five, or 10 years from now? That's awfully hard to say since the tech world moves fast.
This omnipresent uncertainty is likely to be a major reason why Wall Street consistently keeps Apple's P/E ratio so low. Since this situation won't change anytime soon, I have a hard time believing that Apple's current P/E ratio of 18 means that its stock is "cheap." In fact, I think there's an argument to be made that today's valuation is actually quite generous, especially when compared to what this company's P/E ratio has been over the last five years.
8. Dividends and buybacks don't excite me
There's no doubt that Apple has become one of the most shareholder-friendly companies in the world since Tim Cook became CEO. Under his watch, Apple has spent hundreds of billions of dollars on stock buybacks and dividends
I love dividends and stock buybacks as much as the next investor, but I have a hard time getting excited about owning a business that relies heavily on financial engineering to drive earnings growth.
9. I've got plenty of other FAANG exposure
FAANG is an investing acronym that stands for Facebook, Amazon, Apple, Netflix, and Google (Alphabet). These super-high-quality tech … [more]
If  it  is  something  urgent_  after  you  send  me  the  details  by  email_  please  contact  text.  warren  Buffet  investing  retirement 
july 2018 by neerajsinghvns
Retirement Planning: Everything You Need to Know
https://www.fool.com/retirement/index.aspx ;;;
tags: Retirement Planning : Everything You Need to Know | needsEditing investment ;;;
Retirement  Planning  :  Everything  You  Need  to  Know  |  needsEditing  investment  ||  motleyFool 
march 2018 by neerajsinghvns
Warren Buffett: How He Does It
https://www.investopedia.com/articles/01/071801.asp ;;;
tag: Warren Buffett : How He Does It | investment retirement philosopy method thought process ;;;
Warren  Buffett  :  How  He  Does  It  |  investment  retirement  philosopy  method  thought  process 
march 2018 by neerajsinghvns
Empower Retirement
https://louisianadcp.empower-retirement.com/participant/#/login?accu=LouisianaWR;;;
tags: Empower Retirement | louisiana public employees deferred compensation plan sonu stock investment ;;;
Empower  Retirement  |  louisiana  public  employees  deferred  compensation  plan  sonu  stock  investment 
october 2017 by neerajsinghvns
Retirement funds: Decide what to buy | Vanguard
earned income
asset transfer
employer plan transfer
contributions can be made to roth IRA at any age as long as the person has EIC (earned income credit)
Retirement  funds:  Decide  what  to  buy  |  Vanguard  EIC  neha  komal 
september 2017 by neerajsinghvns
Investing Education & Classes: Stocks, Mutual Funds, Bonds & Portfolio Building
http://www.morningstar.com/Cover/Classroom.html;;;
tags: Investing Education & Classes: Stocks Mutual Funds Bonds Portfolio Building | howto tutorial tutorials investment stocks shares retirement school education investing Finance money reference morningstar morning star ;;;
tags: howto tutorial tutorials investment stocks shares retirement school education investing Finance money reference morningstar morning star & Classes: Mutual Funds Bonds Portfolio Building | komal neha sonu HowTo GettingStarted index mutual fund ;;;
howto  tutorial  tutorials  investment  stocks  shares  retirement  school  education  investing  Finance  money  reference  morningstar  morning  star  &  Classes:  Mutual  Funds  Bonds  Portfolio  Building  |  komal  neha  sonu  GettingStarted 
november 2007 by neerajsinghvns

Copy this bookmark:





to read