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robertogreco : microlending   4

A Feminism Where 'Lean In' Means Leaning On Others - The New York Times
"N.F.: I’m really glad you asked about this because it’s another example of the way in which feminist ideas are being twisted to serve neoliberal, capitalist ends. Microcredit is touted as a way of “empowering” women in poor rural regions of the global south. But it is also supposed to represent a new, more participatory, bottom-up way of combating poverty, which releases grass-roots entrepreneurial energies, while avoiding the bureaucratic red tape of the large-scale, state-led development projects of the previous period. So microcredit is as much about the glorification of the market and the vilification of the state as it is about gender equality. In fact, it weaves those ideas together in a dubious amalgam, invoking feminism to dress up free-market ideology.

But the whole thing is a sleight of hand. Microcredit became the rage at exactly the moment when international financial institutions were pushing “structural adjustment” on the global south — setting conditions on loans that require postcolonial states to liberalize and privatize their economies, to slash social spending, and to abandon macro-level anti-poverty and employment policies. And there is no way whatsoever that microlending can replace those policies. It’s a cruel hoax to suggest otherwise.

So here again feminist tropes are invoked to legitimate policies that are deeply harmful to the overwhelming majority of women, as well as to children and men."
feminism  2015  neoliberalism  capitalism  nancyfraser  garygutting  microlending  empowerment  markets  politics  policy 
october 2015 by robertogreco
Vittana | Building a world where anyone can go to college
"1. Find a student: Search for and choose a student in the developing world you would like to lend money to. 2. Make a loan: Make a loan for as little as $25 to the student through our website. 100% of your funds are delivered to the student. 3. Student graduates: Using your loan, the student finishes college (or vocational school), gets a degree, and then gets a job. 4. You get paid back: When the student repays, Vittana repays you the full amount of your loan. Use the money to make another loan."
activism  banking  philanthropy  finance  community  crowdsourcing  development  nonprofit  microlending  microfinance  education  p2p  lending  nonprofits 
april 2010 by robertogreco
Medellín, Colombia: Change Observer: Design Observer
"when two city officials in Medellín, Colombia – now former mayor Sergio Fajardo and former director of urban projects Alejandro Echeverri – launched a plan to rejuvenate the entire city, once one of the world’s most notorious drug and murder capitals, the bar seemed almost insurmountable.

Yet today Medellín is safer, more tourist-friendly and more economically and socially stable than ever before...The city’s renewal wasn’t limited to a particular area, but encompassed many neighborhoods, including some of the poorest. Moreover, in an unusual strategic shift that would have shocked urban developers of Robert Moses’s generation, the people living in these slums were consulted about the plans. At the same time, the city allocated money to sweeping social programs, such as education and micro-lending to small businesses."

[see also: ]
medellin  colombia  design  urban  urbanism  change  poverty  architecture  policy  sergiofajardo  alejandroecheverri  microloans  development  education  planning  urbanplanning  socialprograms  microlending  medellín 
october 2009 by robertogreco
Can the Cellphone Help End Global Poverty?- New York Times
“Pushing technologies on society w/out thinking through consequences is at least naïve, at worst dangerous...IMHO people that do it are just boring...Future Perfect is pause for reflection in seemingly headlong rush to churn out more, faster, smaller,
janchipchase  design  ethnography  nokia  research  future  travel  process  mobile  phones  business  trends  development  poverty  economics  empowerment  microlending  banking  markets  china  africa  india  cities 
april 2008 by robertogreco

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