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tsuomela : housing   26

The Aftermath Of The Global Housing Bubble Chokes The World Banking System
The strange case (Or is it the normal case?) is the residential mortgage market in the United States. Look immediately above. Values of the equity asset have fallen more than 30 percent, but the values of the debt asset (mortgages) used to buy the equity asset (homes) have fallen two percent. Both of these investments have a right to title to the same asset, but one has fallen FIFTEEN TIMES further than the other. Is this the real world or is it make believe?
housing  economics  recession  debt  mortgage 
august 2010 by tsuomela
We Can’t Afford This House - Christopher Papagianis and Reihan Salam - National Review Online
In the United States, our industrial policy for most of the last century has been centered on housing. Tax subsidies and the government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac have helped channel hundreds of billions of dollars into housing...

What we need now is to turn away from this disastrous policy and find new, sustainable sources of jobs and economic growth. That will require a series of painful steps — among them, phasing out the mortgage-interest deduction and eliminating the GSEs — that will minimize the privileges housing enjoys relative to investments in other industries.
economics  housing  taxes  policy  politics  mortgage  conservative 
july 2010 by tsuomela
Here Comes the Neighborhood - Magazine - The Atlantic
Conventional suburbs are overbuilt and out of favor. In cities and suburbs alike, walkable neighborhoods linked by train are the future. Here’s how a new network of privately funded rail lines can make that future come to pass more quickly and cheaply—and help reinvigorate housing and the economy.
urban  urbanism  design  development  housing  suburbia  space  transportation  transit 
june 2010 by tsuomela
'Great Reset' Argues Against 'House Passion' : NPR
You know, we created this notion of an American dream and somehow, in the 1950s, tied it to home ownership. Historically, it'd been about finding and realizing your economic opportunity and political freedom. But during our era of mass production and American greatness, we really thought that extending home ownership to just about every American was part of the dream.
housing  economics  american  mortgage 
may 2010 by tsuomela
The National Housing Survey and the real estate bear market | Analysis & Opinion | Reuters
The psychological reasons for buying a home are so strong — the nesting instinct, the idea that you’re not at the mercy of a landlord, the feeling that paying rent is “throwing money away” in a way that paying mortgage interest or monthly maintenance fees is not — that people simply delude themselves into believing that homeownership in general is (a) an investment, when it isn’t; is (b) a good investment, when it isn’t; and is (c) a good idea even now, when rents are cheap and the downside in the housing market is huge.
housing  economics  culture  psychology  statistics  bias  mortgage 
april 2010 by tsuomela
Lowering the Ceiling on Roof Energy Losses: Scientific American Podcast
Via a proprietary technique, the researchers turn waste cooking oil into a liquid polymer, which hardens after application. As a roof coating, the polymer can reflect or absorb depending on conditions: it changes reflectivity at a particular temperature and so goes from reflecting light and emitting heat in the dog days to absorbing light and retaining heat in the cold.
energy  technology  efficiency  housing  sustainability  building  architecture 
march 2010 by tsuomela
Housing and Transportation Affordability Index
Americans traditionally consider housing affordable if it costs 30 percent or less of their income. The Housing + Transportation Affordability Index, in contrast, offers the true cost of housing based on its location by measuring the transportation costs associated with place.
transportation  housing  maps  visualization  community  sustainability  transit  cost  money 
march 2010 by tsuomela
Gentrification Hangover | The American Prospect
How New York could create affordable housing from its empty glass condo buildings and failed takeover projects.
housing  economics  gentrification  recession  banking  real-estate  debt  class  city(NewYork)  city(SanFransisco) 
march 2010 by tsuomela
CEPR - Economics Seminar Series
Ten lectures on economic growth, labor markets, the housing bubble, intellectual property and more — by economists Dean Baker, Heather Boushey, John Schmitt and Mark Weisbrot.
2005  economics  housing  bubble  intellectual-property  income-distribution  reference 
february 2009 by tsuomela
Foreclosing the Crisis
Review and commentary on book by Robert C. Ellickson, The Household: Informal Order around the Hearth
economics  housing  crisis  mortgage  ownership  america  policies  review 
february 2009 by tsuomela
Stick Stuck
Article on building codes and modular home construction in America.
housing  urbanism  design  architecture  building  america 
february 2009 by tsuomela
McClatchy Washington Bureau | 10/12/2008 | Private sector loans, not Fannie or Freddie, triggered crisis
Federal housing data reveal that the charges aren't true, and that the private sector, not the government or government-backed companies, was behind the soaring subprime lending at the core of the crisis.
economics  crisis  2008  housing 
october 2008 by tsuomela
The CRA Blood Libel |
why we needed a Community Redevelopment Act in the first place. And, more importantly, why we still need one now.
economics  housing  affirmative-action  law  crisis  1970s  race  conservatism 
october 2008 by tsuomela
CEPR - The Housing Crash and the Retirement Prospects of Late Baby Boomers
The projections show that the vast majority of families in these age cohorts will have little or no wealth by 2009 in any of these scenarios and that the cohorts just approaching retirement will have very little to support themselves in retirement other t
housing  generational-analysis  economics  aging  baby-boomers  gloom-and-doom  wealth 
july 2008 by tsuomela
Updated url for combo of google maps and craigslist housing data.
search  maps  craigslist  housing  google 
june 2005 by tsuomela

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