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tsuomela : retirement   16

Retirement in America? Too Expensive. | The New Republic
"GRINGOLANDIA: LIFESTYLE MIGRATION UNDER LATE CAPITALISM by Matthew HayesUniversity of Minnesota Press, 276 pp., $26.00"
book  review  retirement  economics  foreign-policy  immigration  poverty 
november 2018 by tsuomela
National Journal Magazine - The Gray And The Brown: The Generational Mismatch
Although cultural disputes often generate the most heat, government budgets are likely to become the central point of conflict between younger minorities and older whites. At the state level, where governors are grappling with persistent deficits, the strains revolve around the choice between raising taxes or cutting spending. At the national level, Congress faces not only that familiar debate but also the competition between investing in education and other programs that benefit children, or spending on those that benefit seniors, primarily Medicare and Social Security.
politics  age  generation  generational-analysis  minorities  race  education  retirement  demography  population  future 
july 2010 by tsuomela
Why It's Time to Retire the 401(k)
Last year's market wipeout showed the vulnerability of the popular retirement-savings accounts. But the data are telling us that even in the long run, consumers need better options
401k  retirement  money  wealth  economics  savings 
october 2009 by tsuomela
They Don’t Want to Live With You, Either - The New Old Age Blog -
Describes historical study that found elderly generations moved out of adult child homes after 1940 (from 70% cohabitation in 1880s to 20% in 1990). This change corresponds to the start of Social Security.
aging  retirement  family  social-security 
march 2009 by tsuomela
The middle-age, middle-income squeeze - MIT News Office
Dramatic shifts in the U.S. labor market in the last 25 years are relegating older workers -- even those with a college education -- to lower-wage jobs, according to a research paper by MIT Economics Professor David Autor.
economics  work  job  age  demography  labor  retirement 
march 2009 by tsuomela
Relevant History: "The second failure of academia"
But Siris makes an argument that the failure of philosophy-- which, one imagines, would be second only to history as a scholarly activity in which age is a virtue rather than a disadvantage-- to find a place for emeritus scholars in the profession represents "the second failure of academia:"
academia  age  retirement  crisis  failure 
march 2009 by tsuomela
Op-Ed Contributor - Save Pensions - Op-Ed -
Policymakers in Washington should help Americans replace their risky accounts with new pensions more like the old kind with defined, predictable benefits.
pensions  401k  retirement  savings  economics  money 
december 2008 by tsuomela
Where have your savings gone? | Where have all your savings gone? | The Economist
That approach will be hopelessly inadequate for those who want to build a decent pension, especially in defined-contribution, or money-purchase, schemes, where the employee bears all the investment risk. The average American scheme member contributes just 7.8% of salary to his pension scheme. His employer, on average, contributes only 4.4%. He has a pot worth only $68,000. A rule of thumb is that total contributions need to be around 20% of wages to match a traditional final-salary scheme.
economics  retirement  401k  pensions  savings  wall-street  equities  investment 
december 2008 by tsuomela

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